Lead Underwriter

Summary

Join Harbor Health's dynamic team as a Lead Underwriter and play a pivotal role in building and shaping the underwriting team, processes, and culture. This foundational role involves designing and implementing underwriting strategies, developing risk assessment models, and collaborating with various teams to align pricing strategies with market trends. You will lead and mentor a high-performing team, ensuring compliance with regulations, and driving process improvements. This unique opportunity offers a chance to develop innovative risk solutions, contribute to the company's rapid growth, and make a meaningful impact in the healthcare industry. Harbor Health offers a collaborative, innovative work environment and a comprehensive benefits package.

Requirements

• Bachelor’s degree in Finance, Risk Management, Business, Mathematics, or a related field
• 5+ years of experience in medical underwriting, including developing strategies and managing complex cases
• Strong analytical skills, with the ability to assess financial risk and develop pricing strategies
• Leadership experience, with the ability to build and develop teams
• Excellent communication and negotiation skills
• Deep understanding of underwriting methodologies, funding options, and compliance requirements

Responsibilities

• Build Underwriting Frameworks: Design and implement underwriting strategies, guidelines, and processes to support Harbor Health’s growth objectives
• Develop Risk Assessment Models: Establish tools and methodologies to evaluate risk and minimize unexpected outcomes
• Collaborate Across Teams: Partner with Sales, Actuarial, and Product teams to align underwriting with broader company objectives and client needs
• Set Competitive Pricing: Develop and refine pricing strategies to balance competitiveness with profitability
• Lead and Mentor: Build and manage a high-performing underwriting team, fostering a culture of collaboration, innovation, and excellence
• Ensure Compliance: Establish practices that adhere to state and federal regulations, ensuring integrity and transparency
• Drive Process Improvement: Identify opportunities to optimize workflows and enhance efficiency as the company scales
• Engage Stakeholders: Represent Harbor Health to clients, brokers, and other partners, communicating underwriting strategies and decisions effectively

Benefits

• Competitive compensation and comprehensive benefits package
• Opportunities for professional growth and skill development