Mortgage Closer

Summary

Join Orchard, a company revolutionizing the home buying and selling process, as a Mortgage Closer! This full-time, remote position, available in several states, requires coordinating customer loan disclosures and preparing closing packages. You will issue loan estimates and disclosures, prepare legal documents, review loan documents for accuracy, ensure compliance with regulations, and communicate with all parties for a smooth closing. The role reports to the Senior Manager of Mortgage Operations and requires adherence to east coast or central time zone hours. Orchard offers a supportive team environment and opportunities for growth within a fast-paced, innovative company.

Requirements

• 2+ years of closing and disclosure experience
• Experience in calculating figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Must understand how to handle IPCs
• Experience with Conventional, FHA, and VA loans on purchase transactions
• Excellent written and verbal communication
• Ability to thrive in a fast paced team oriented environment

Responsibilities

• Issue Loan Estimates, disclosures on Changes of Circumstances (COCs), and Adverse Action notices
• Coordinate loan closings in compliance with company and industry standard rules and regulations
• Prepare legal documents and closing packages for title companies and attorneys
• Create Initial Closing Disclosure, Final Closing Disclosure and Closing Document package
• Review loan documents for accuracy and make any necessary corrections
• Ensure all loans are closed in strict accordance with all guidelines
• Prepare and verify final figures
• Send closing documents and review executed closing documents upon receipt for funding approval
• Review, calculate, and order the funding wire through the appropriate warehouse
• Communicate with all parties involved to ensure a smooth closing process
• Resolve any post-closing issues related to closing of the loan