Regional Risk Manager

Summary

Join dLocal as a Regional Risk Manager to lead risk management across the UK and MEA regions, based in Saudi Arabia. Implement and maintain the Enterprise Risk Management Framework (ERMF), ensuring alignment with global standards and regional regulatory requirements. Serve as the primary liaison for risk-related regulatory matters with SAMA, FCA, and other authorities. Oversee both financial and non-financial risks, ensuring effective governance and proactive mitigation. Conduct enterprise-wide risk assessments, define and monitor Key Risk Indicators (KRIs), and manage risk incidents. Partner with business leaders to promote a strong risk culture. Design and enhance risk policies and procedures, coordinate with internal audit, and stay ahead of regional risk developments. This role requires strong communication, data analysis, and risk management expertise within the financial services or payments industry.

Requirements

• Bachelor’s degree in Finance, Economics, Business, Engineering, or related fields
• Minimum 8 years in risk management within the financial services or payments industry, with direct experience in regulated environments
• Knowledge of SAMA, FCA, and other regional regulators’ risk standards is essential
• Solid understanding of financial and non-financial risks, capital adequacy concepts and operational risk frameworks
• Ability to synthesize complex risk data and communicate actionable insights to executives and regulators
• Proficiency in risk management systems and data visualization tools (e.g., Power BI, Tableau, Looker)

Responsibilities

• Implement and maintain the Enterprise Risk Management Framework in the UK and MEA regions, ensuring alignment with dLocal’s global risk policies and local regulatory requirements
• Act as the key risk management contact for SAMA, FCA, and other regional regulators; support licensing processes and ensure compliance with supervisory expectations
• Chair the Regional Risk Forum; lead discussions on key risk topics and support decision-making processes with data-driven insights
• Conduct enterprise-wide risk assessments across financial risks (e.g., market, credit, liquidity) and non-financial risks (e.g., operational, compliance, IT, cyber)
• Define and monitor Key Risk Indicators (KRIs); lead the management and resolution of risk incidents; ensure timely reporting aligned with local and global requirements
• Act as a strategic partner to business leaders, promoting a strong and accountable risk culture throughout the organization
• Design and enhance risk policies and procedures in accordance with the expectations of SAMA, FCA, and other regulators, including frameworks for operational resilience (e.g., DORA)
• Coordinate with internal audit and external parties during audits and regulatory inspections; ensure accuracy and completeness in risk documentation
• Stay ahead of regional risk developments and evolving regulatory expectations; contribute to continuous improvement of risk strategies and controls

Preferred Qualifications

• Advanced degrees or certifications (e.g., FRM, CRMA, CIA, CFA, PRM) are a strong plus
• Familiarity with prudential reporting and operational resilience regulation is advantageous
• Basic knowledge of SQL or Python is a plus

Benefits

• Remote work: work from anywhere or one of our offices around the globe!*
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!