Summary
Join our growing team as a Payments Transformation Senior Consultant! This hands-on role requires deep knowledge of payment systems (ACH, SWIFT, real-time payments). You will partner with clients, assessing their needs, designing solutions, and leading transformational projects. This client-facing advisory role demands exceptional communication, problem-solving, and project management skills. You will work within the Banking and Payments domain at Capco, a firm focused on developing talent and delivering innovative solutions. We partner with various banks, offering support and guidance to help them compete in a rapidly modernizing industry. This is an opportunity to make a difference and contribute to a highly successful company.
Requirements
- Bachelor’s degree or similar equivalent work experience
- 4+ years Banking domain experience in the payments field as a business analyst, project manager or similar role
- 4+ years working with payment networks, including ACH, SWIFT, SEPA, and real-time payment systems
- 4+ years project management experience managing workstreams and associated resources and delivering on tight timelines
Responsibilities
- Act as an advisor to clients, understanding their business strategies, operational challenges, and payment processing objectives
- Participate in providing strategic recommendations for optimizing payment operations, leveraging systems like SWIFT, ACH, SEPA, and emerging real-time payment networks
- Align payment solutions with clients’ long-term goals, ensuring scalability, efficiency, and compliance with industry regulations
- Facilitate workshops and stakeholder alignment sessions to gather requirements and drive consensus on project priorities
- Participate in the integration of payment platforms with client systems, including ACH, SWIFT, ISO 20022, and custom APIs
- Ensure all configurations meet compliance standards, including NACHA, SWIFT security, PCI-DSS, and regional regulations
- Assess and redesign payment workflows to optimize efficiency and reduce operational costs
- Assist in guiding clients through change management initiatives, ensuring smooth adoption of new payment processes and technologies including providing training and knowledge transfer to empower clients’ teams post-implementation
- Develop and execute testing strategies for end-to-end validation of system functionality and payment accuracy
- Identify and mitigate risks related to payment system integration, including fraud prevention and security vulnerabilities
Preferred Qualifications
- Prior experience in a management consulting environment (Big 4 or similar) with strong consulting mindset, including strategic problem-solving, data-guided decisioning, and executive-level presentation skills
- Deep technical knowledge of payment platforms, financial messaging standards (ISO 20022, NACHA, MT/MX), and API integrations
- Experience with SaaS or cloud-based payment platforms
- Familiarity with Agile and Waterfall project management methodologies
- Certifications in payment systems, such as Accredited ACH Professional (AAP) or SWIFT Certified Specialist, are a plus
Benefits
- Medical, dental and vision insurance
- A 401(k) plan
- Tuition reimbursement
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