Senior Life Underwriter

Summary

Join Ethos, a rapidly growing insurtech company, as a Life Insurance Underwriter! You will play a key role in evaluating and making decisions on life insurance applications. This position requires 3+ years of underwriting experience and a strong understanding of risk assessment. You will collaborate with a team to improve processes and maintain mortality expectations. Ethos offers a competitive salary and benefits package. If you are passionate about underwriting and enjoy a collaborative environment, apply today!

Requirements

• 3+ years of experience
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
• Ability to think critically and problem solve independently
• Positive, inclusive, agile, and collaborative mindset
• Strong verbal and written communication skills
• Term and permanent life insurance underwriting
• In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU

Responsibilities

• Understand underwriting policies, guidelines, practices and procedures
• Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
• Communicate effectively both written and verbally to explain underwriting decisions
• Influence and champion changes to improve processes while maintaining mortality expectations
• Work efficiently to gather information necessary for decision making
• Ability to independently work assigned requests with minimal direction
• Have to be comfortable with ambiguity

Preferred Qualifications

4 year degree

Benefits

• Competitive salary ($95,000 - $155,000)
• Bonus
• Equity