Senior Underwriter

Summary

Join Gravie as a Senior Underwriter to lead pricing, risk evaluation, and underwriting strategy for our proprietary Comfort health plan and other level-funded/self-funded insurance offerings. You will independently underwrite Gravie’s most complex and high-value cases, serve as a technical expert in pricing and risk assessment, and manage performance and profitability across your assigned portfolio. This role involves shaping Gravie’s underwriting philosophy, tools, and pricing models, mentoring junior underwriters, and partnering with Sales and Leadership. You will also contribute to product development, underwriting operations, and market competitiveness. If you thrive in a fast-moving, data-driven environment and possess deep underwriting expertise, this opportunity to rethink health insurance is for you. The role offers a competitive salary and a comprehensive benefits package.

Requirements

• 7+ years of underwriting experience in group health insurance, with deep knowledge of level-funded/self-funded products
• Experience underwriting complex, large group cases and/or stop-loss arrangements
• Strong leadership and decision-making capabilities
• Skilled at negotiating and influencing skills to work with key stakeholders
• An ability to confidently articulate underwriting rationale to senior leadership or large broker audiences
• A high degree of business acumen and understanding of healthcare trends
• Bachelor’s degree Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors
• Advanced Microsoft Excel skills

Responsibilities

• Use Gravie’s proprietary underwriting engine to produce, review, modify and approve rating output of underwriters within defined levels of authority
• Provide extensive account and block of business pricing and product strategic options to internal and external partners which align with Gravie goals and objectives
• Rate the most complex level funded plans including partnership blocks of business, be accountable for block of business results
• Communicate and negotiate pricing, products, and underwriting conditions directly with Sales and Account Management Teams, Gravie leadership, brokers and customers
• Serve as a subject matter expert on level-funded underwriting practices by reviewing and approving high-complexity cases
• Mentor and train junior underwriters; review their work and provide feedback
• Develop and refine underwriting policies, pricing models, or workflow processes
• Engage with executive leadership and sales leadership to support strategic growth initiatives
• Play a key role in product development, pricing strategy, and market competitiveness analysis
• Take on, and potentially lead, project work in addition to playing a technical role

Preferred Qualifications

• Professional designations
• Previous start up experience
• Experience with MARA or Gradient AI or other RISK modeling tools
• Master’s degree or other related educational experience
• Leadership experience

Benefits

• Standard health and wellness benefits
• Alternative medicine coverage
• Flexible PTO
• Up to 16 weeks paid parental leave
• Paid holidays
• A 401k program
• Cell phone reimbursement
• Transportation perks
• Education reimbursement
• 1 week of paid paw-ternity leave