Vice President of Credit & Underwriting Strategy

Summary

Join GoodLeap as the Vice President of Credit & Underwriting and oversee the company's proprietary underwriting engine, ensuring accuracy, scalability, and auditability of credit decisions. You will lead credit policy development, optimize data sources, and collaborate with cross-functional teams to drive risk-adjusted growth and streamline originations. This role involves managing junior team members, supporting investor communications, and implementing and iterating on underwriting logic. A Bachelor's degree in Finance or Economics is required, along with 10+ years of experience in credit policy, underwriting, or consumer credit risk. The ideal candidate will possess strong technical aptitude, excellent communication skills, and proven leadership in high-growth environments. Compensation includes a salary of $275,000 - $350,000 annually, plus equity.

Requirements

• Bachelor's degree in Finance or Economics required
• 10+ years in credit policy, underwriting, or consumer credit risk in fintech, lending, or structured finance
• Experience managing credit decision systems and rule-based logic (e.g., Zoot, Alloy, or custom engines)
• Strong familiarity with capital markets structures and how credit impacts execution
• Superb attention to detail and work ethic
• Excellent communication skills for both internal stakeholders and external investors
• Proven leadership in dynamic, high-growth environments

Responsibilities

• Oversee GoodLeap’s proprietary underwriting engine and ensure robust automation, compliance, and explainability
• Design and continuously refine credit policies in line with capital partner expectations and risk appetite
• Lead integration and optimization of third-party and alternative data sources to reduce stipulations and improve performance
• Collaborate with cross-functional teams including Product, Engineering, Risk, and Data Science to implement, test, and iterate on underwriting logic
• Support investor and partner communications, including due diligence, reporting, and presentations to capital markets stakeholders
• Manage junior team members that will provide support with executing day-to-day tasks

Preferred Qualifications

• Master's degree preferred
• Technical aptitude or comfort leading analytics-heavy teams (SQL/Python a plus)
• Expert with MS Office (especially Excel and PowerPoint; VBA is a plus)

Benefits

$275,000 - $350,000 annually, plus equity