Senior Product Manager

Summary

Join Earnest as a Senior Product Manager to lead the In-School Student Lending product, owning it from strategy to execution and driving its growth. This highly visible role involves close collaboration with a cross-functional team and the Student Loans GM to shape strategy, deliver exceptional borrower experiences, and improve unit economics. The ideal candidate thrives in ownership-heavy environments, is fluent in lending, and can translate complexity into actionable plans. You will be responsible for the end-to-end product, driving growth and unit economics, partnering with the Student Loans GM, and collaborating with engineering, design, and other teams. Data analysis and communication skills are crucial for success. This role is based in the San Francisco Bay Area, Salt Lake City, UT, or Austin, TX, with a flexible remote work option requiring 3 days a month in the office.

Requirements

• 5+ years of product management experience, with a track record of end-to-end ownership and results
• 3+ years in lending products
• 3+ years in fintech (can be overlapping with the above)
• A builder’s mindset—you’re hands-on, comfortable with ambiguity, and skilled at turning big ideas into clear, achievable plans
• Strong product instincts backed by data fluency—you know how to use metrics, experimentation, and customer insights to guide decisions
• Excellent communication and storytelling skills—you can align teams, influence stakeholders, and make complexity easy to understand
• A natural collaborator who thrives in cross-functional settings and builds strong partnerships across product, engineering, design, analytics, and business teams
• A passion for solving real problems for real people—and for making financial products simpler, more transparent, and more effective

Responsibilities

• Own the student lending product end-to-end, from strategy and roadmap to day-to-day execution and optimization
• Drive growth and unit economics—identify and deliver product and process improvements across the full borrower journey (acquisition, onboarding, underwriting, servicing, etc.)
• Partner closely with the Student Loans GM on business strategy, prioritization, and cross-functional execution
• Collaborate with a dedicated engineering and design team, and work alongside shared functions including research, analytics, data science, and credit
• Use both qualitative insights and quantitative data to uncover borrower needs, validate hypotheses, and measure impact
• Define, track, and deliver against both product metrics (conversion, NPS, feature adoption, time to fund, etc.) and business metrics (loan volume, delinquency/default rates etc.)
• Manage regulatory and compliance requirements
• Communicate roadmap, progress, and results to stakeholders across the company

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave