Remote Analyst

Summary

Join the LISC Strategic Investments team as a Financial Analyst to split your time equally between underwriting new small business deals and managing our existing portfolio of growth capital investments. You'll work closely with business owners, conducting thorough financial analyses and crafting deals that balance risk and community impact.

Requirements

• Bachelor's degree in Finance, Economics, Business Administration, or related field from an accredited college or university OR relevant related work experience
• Minimum of three (3) years of experience in community development financial institutions (CDFIs), small business lending, or related banking/finance roles
• Demonstrated experience in both underwriting/financial analysis and asset management of small business loans and recoverable grants, including portfolio monitoring and loan workouts
• Advanced proficiency in Microsoft Excel and financial modeling, with experience in loan management systems and CRM software (e.g., Salesforce, Smartsheet)
• Strong analytical and critical thinking skills, with the ability to make sound decisions in complex financial situations
• Excellent communication skills, both written and verbal, with the ability to explain complex financial concepts to diverse audiences
• Proven relationship management skills, with experience in client-facing roles and the ability to work effectively with small business owners
• Self-starter mentality with strong time management skills; able to work independently and collaboratively in a dynamic team environment
• Understanding of community development principles, the role of CDFIs, and the challenges faced by entrepreneurs in underserved communities
• Adaptable and flexible, comfortable with changing priorities and capable of managing multiple responsibilities across underwriting, asset management, and team collaboration

Responsibilities

• Conduct thorough financial analysis on pre-vetted deals
• Work with business owners to collect and verify necessary information
• Evaluate and assess growth capital applications against investment policy and risk guidelines
• Prepare comprehensive investment memos and recommendations
• Conduct meetings with business owners to refine and structure deals
• Perform industry and market research to support underwriting decisions
• Manage post-closing relationships with businesses
• Oversee portfolio-level management and closely monitor watchlist deals
• Conduct regular portfolio reviews and risk assessments
• Implement and maintain effective monitoring systems for financial covenants and reporting requirements
• Identify potential issues early and develop proactive mitigation strategies
• Handle modifications, amendments, and workouts for troubled assets
• Negotiate and renegotiate terms for underperforming investments
• Collaborate with legal team on complex amendments and workout situations
• Develop and implement investment modification strategies to minimize risk and maximize recovery
• Participate in team meetings and strategy sessions
• Contribute ideas for improving underwriting and asset management processes
• Assist in developing and refining credit policies
• Support fundraising efforts with portfolio insights and success stories
• Engage in ongoing professional development and industry education
• Share knowledge and best practices with team members

Benefits

• Medical, Dental, Vision Coverage
• Disability Insurance
• Retirement Savings
• Generous Holidays
• Vacation, PTO, and Sick Days
• Tuition Assistance
• Referral Program
• Professional Development Opportunities