Credit Analyst / Senior Credit Analyst

Summary

Join Easy Street Capital as a highly organized and driven individual to assist in loan origination due diligence, working with investors and mortgage brokers, performing analysis and keeping stakeholders informed.

Requirements

• Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required
• Very strong communicator
• Very strong organization skills
• Detail oriented
• Positive Attitude / Ability to Take Feedback
• Ability to handle multiple tasks and duties simultaneously
• Comfortable with on-the-job training and very fast-paced and non-repetitive environment
• Basic Microsoft Excel, Outlook, Word

Responsibilities

• Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates
• Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews
• Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background
• Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies
• Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders
• Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm
• Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events

Benefits

• Company sponsored health insurance
• Company paid life Insurance
• Company sponosred 401(k)
• Paid vacation time
• Paid sick leave