Analyst II

Summary

Join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!

Requirements

• 2-4 years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
• Curious and passionate to learn new things and think outside the box
• Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
• Experience/knowledge with Machine Learning is a plus
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving changes based on those insights
• Intelligence + Humility. Hubris is the fastest way to blow up a business!
• Grit. Lots of grit. You’ll wear 7 hats and not love all of them
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field

Responsibilities

• Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
• Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
• Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
• Support the launch of new products by designing and implementing credit strategies
• Partner with Machine Learning and Engineering teams on building effective credit risk capabilities

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount