Analyst II, Full Stack

Summary

Join Affirm, a company reinventing credit, and contribute to sustainable growth while managing portfolio profitability and resilience. This role involves extensive data analytics to develop credit strategies and requires strong cross-functional collaboration. You will partner with various teams, including Data Science, Engineering, Product, Merchant Pricing, and Finance. The position demands expertise in data analytics, risk management, and communication. Affirm offers a competitive compensation package, including a comprehensive benefits plan and remote work flexibility.

Requirements

• Passion and drive to change banking, payments and online marketing for the better
• 3+ years work experience as a data analyst (consumer credit risk management strongly preferred)
• Curiosity to learn about data, models and algorithms
• Extensive experience with SQL, Python, or other scripting languages
• Ability to collaborate and influence across different teams in the organization
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
• A passion for finding insights in data and driving change based on those insights
• Intelligence + Humility. Hubris is the fastest way to blow up a business!

Responsibilities

• Partner with Data Science and Engineering on building risk analytics capabilities
• Develop robust life-time valuation infrastructure and capabilities
• Use advanced data analytics and critical thinking to derive insights and optimize credit strategies
• Own risk initiatives within new product formation and new market exploration
• Monitor portfolio as well as macroeconomic trends impacting loan performance. Drive adjustments to our underwriting and marketing strategies to mitigate risk

Preferred Qualifications

Consumer credit risk management

Benefits

• 100% subsidized medical coverage, dental and vision for you and your dependents
• Equity rewards offered by Affirm Holdings, Inc. (parent company)
• Monthly stipends for health, wellness and tech spending
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Remote work