Anti-Financial Crime Analyst

Summary

Join Midnite, a next-generation betting platform, as an AFC Analyst and play a crucial role in safeguarding the integrity of our online casino platform. You will conduct in-depth Enhanced Due Diligence (EDD) reviews on high-risk customers, analyze financial documents, identify potential AML, fraud, or AFC risk indicators, and collaborate with the AFC team to strengthen controls and improve processes. This role requires a strong understanding of AML/EDD, UK Money Laundering Regulations (MLRs), and the ability to interpret financial documents. You will also need to be comfortable working independently, managing a remote workload, and communicating effectively with customers and colleagues.

Requirements

• 1–3 years of experience in AML/EDD, ideally within the online gambling sector
• Strong working knowledge of UK Money Laundering Regulations (MLRs) and Gambling Commission guidance
• Confident in reviewing and interpreting financial documents — especially bank statements, payslips, and income evidence
• Analytical mindset with strong attention to detail and risk awareness
• Comfortable working independently and managing a remote workload effectively
• Fluent in English
• Demonstrates the capacity to manage multiple tasks concurrently while upholding exceptional standards
• Thrives in real-time scenarios, promptly responding to alerts, especially within dynamic and fast-paced environments
• Possesses the capability to process and interpret data, draw necessary conclusions and take corresponding actions
• Displays robust verbal and written communication skills, facilitating seamless customer and colleague interaction
• Quickly absorbs and applies information, showcasing the ability to work autonomously when required
• Initiates identifying potential issues with customers or those at risk, addressing concerns before they escalate
• Aligns well with the Midnite culture, excelling in collaboration within a small team dynamic
• Requirement to work five days in seven
• 9 hour shifts between 9 am - 9pm BST time (With 1 hour lunch break)

Responsibilities

• Conducting in-depth EDD reviews on high-risk customers, focusing on Source of Funds (SoF) and Source of Wealth (SoW) validation
• Analysing bank statements and supporting documents to identify potential AML, fraud, or AFC risk indicators
• Escalating suspicious activity and preparing SARs in line with internal policy and regulatory expectations
• Collaborating with other AFC team members to strengthen controls and improve processes
• Maintaining clear, auditable records of all casework in accordance with LCCP, MLRs, and internal standards
• Keeping current with emerging risk typologies, especially those relevant to online gambling
• Handing PEPs and Sanctions checks, along with a full audit log and reasoning
• Interact with customers (inbound and outbound) via calls, chats, and emails

Benefits

• You’ll have a key role in which you'll be integral to our company culture and help shape the direction
• Join our frequent company-wide gatherings and game nights that draw our community closer together
• Enjoy 33 paid holidays a year