Commercial Credit Analyst

Summary

Join our awesome team and contribute to a prominent Australian Peer-to-Peer Lending and Private Finance company! Reporting to the Director, you will work with borrowers to complete loan applications, conduct credit analysis, and process loans. This role requires excellent Microsoft Office skills, strong math skills, and a solid understanding of loan computations. You will also be responsible for managing your time effectively, summarizing issues for weekly meetings, and handling communication with clients. We offer a competitive salary, comprehensive benefits including medical, dental, and life insurance, paid time off, and a supportive work environment with work-from-home flexibility.

Requirements

• Excellent Microsoft Office skills including excel, outlook, and word
• Excellent math skills, excel skills and understanding of loan computations for loan and construction feasibilities
• Strong commercial sense to assess business needs, identify solutions and implement
• Clear written communication
• Time management for yourself and the Director’s schedules
• Applicate must have a modern PC with Windows 10 or above and video conferencing hardware

Responsibilities

• Work with Borrowers to complete loan applications and establish the loans
• Understanding of lending including: Interest calculations, loan agreements, lending policies, property titles, PPSR, mortgage registration, and who the borrower, guarantor and mortgagor are
• Credit analysis and loan processing
• A general understanding of project feasibilities, Loan to Value Ratio (LVR), property types, property development, contracts of sales, construction, construction contracts, property valuations, quantity surveyor report, project costings
• Weekly teams meeting with video and screen sharing
• Summarise issues and questions for weekly meeting
• Adjusting and request work as time permits, overall diligence
• Answer phone calls, emails and resolve tasks or escalate questions

Preferred Qualifications

• Previous experience in commercial lending
• Business process development and process documentation
• Excel development

Benefits

• WFH
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Regular Company Events, Work Life Balance, and Career growth opportunities