Compliance Manager

Summary

Join Affirm's U.S. Consumer Compliance Advisory team as a Product Advisory Compliance Manager. Reporting to the Sr. Manager, you will be the primary compliance contact for key B2C and B2B partners like ApplePay, Amazon, and Shopify. Your responsibilities include ensuring partner adherence to regulations and internal policies, collaborating with product and commercial teams, reviewing marketing materials, addressing compliance issues, and developing training materials. You will also lead and manage a team, overseeing daily operations and employee development. This role requires a Bachelor's degree or equivalent experience, 5+ years in regulatory compliance, experience in fast-paced environments, and strong knowledge of consumer financial laws. Affirm offers a competitive compensation package including comprehensive health benefits, flexible spending stipends, generous time off, and an employee stock purchase plan.

Requirements

• Bachelor's degree or equivalent experience
• 5+ years in a regulatory compliance advisory role
• Experience working in fast-paced, ambiguous environments
• Experience advising revenue-generating stakeholder groups
• A strong interest in fintech and consumer financial protections
• Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B)
• Inquisitive and proactive in identifying problems and proposing creative solutions
• Strong project management, critical thinking, and analytical skills– and the ability to coach these skills
• Outstanding verbal and written communication with the ability to clearly present complex and contentious issues

Responsibilities

• Work closely with the Product team to assist in optimizing Affirm's product offerings, by identifying and evaluating potential compliance risks and devising effective strategies to mitigate them, while ensuring that business objectives are not compromised
• Collaborate with the Commercial team to deliver compliance requirements in a clear and concise manner to enable standard and non-standard partnerships and respond to partner requests that may have compliance implications
• Review and approve financial services marketing materials to ensure compliance with regulations
• Address compliance issues by working cross functionally to identify root cause and remediate issues
• Develop and maintain internal and cross-functional training and reference materials to enable efficient compliance reviews
• Identify, document and optimize critical processes to enable scale, conduct risk assessments, support audits, oversee the remediation of systemic issues
• As a people manager you will be responsible for leading, managing, and developing direct and indirect reports
• You will oversee the day-to-day operations of the team, handling staffing needs, employee reviews, and coaching to achieve the company’s objectives
• Build frameworks to bridge processes and promote cross-functional collaboration

Preferred Qualifications

Compliance certifications or graduate degree

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
• Remote work