Compliance Officer

Summary

Join dLocal's global team as a Compliance Officer in Ghana and play a crucial role in banking relationships and internal reporting. You will oversee KYC onboarding, implement transaction monitoring systems, ensure AML/CFT compliance, stay updated on regulatory changes, develop remittance compliance procedures, conduct risk assessments, and provide compliance training. This role requires in-depth knowledge of Ghanaian regulations and strong analytical skills. dLocal offers a flexible, remote-first work culture with various benefits, including remote work options, flexible schedules, a referral bonus program, learning and development opportunities, language classes, a social budget, and access to dLocal Houses.

Requirements

• Bachelor's degree in a relevant field
• 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector
• Proven experience in a compliance role within the financial services industry, with a focus on payments and remittances
• In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Ghana
• Familiarity with Ghana regulatory frameworks for the payments industry
• Experience in engaging with regulators in Ghana and maintaining positive relationships
• Strong analytical and problem-solving skills

Responsibilities

• Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones in Ghana
• Ensure compliance with local and international regulatory requirements related to customer identification and verification
• Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Ghanian context
• Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes
• Serve as the primary point of contact for AML/CFT matters in Ghana
• Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Ghana
• Develop and enforce AML/CFT policies and procedures tailored to the Ghanian regulatory environment
• Stay abreast of the regulatory landscape governing the payments industry in Ghana
• Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation
• Establish and maintain strong relationships with regulators in Ghana
• Develop and implement compliance procedures specific to remittances and cross-border payments in Ghana
• Ensure adherence to regulatory requirements governing remittance services in the Ghanian market
• Conduct regular risk assessments to identify and mitigate potential compliance risks within the Ghanian context
• Collaborate with other departments to implement risk mitigation strategies
• Report findings and other compliance matters related to AML/CFT to different stakeholders in Ghana in a clear and understandable manner
• Ensure timely and accurate reporting to internal and external stakeholders as required by Ghanian regulations
• Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Ghanian market
• Foster a culture of compliance awareness within the organisation

Preferred Qualifications

Additional certifications (e.g., CAMS, ACAMS, ICA)

Benefits

• Remote work: work from anywhere or one of our offices around the globe!
• Flexibility: we have flexible schedules and we are driven by performance
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity
• Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded
• Learning & development: get access to a Premium Coursera subscription
• Language classes: we provide free English, Spanish, or Portuguese classes
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• DLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!