Credit Analyst

Summary

Join Funding Societies | Modalku as a Credit Analyst and gain valuable insights into financial markets, contribute to growth, and have opportunities for learning and improvement.

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics or any other equivalent
• Preferably 1 – 3 years of experience in credit processing and analyst position. Experience in handling SME portfolio would be an added advantage
• Good command of spoken and written English and Bahasa Malaysia
• Ability to speak in other languages or dialects would be added advantage
• Good interpersonal skills and able to work independently as well as in a team to achieve collective goals
• Familiar with Excel and accounting analysis

Responsibilities

• Reading, assessing, analyzing, and interpreting client's credit data, financial statements, and other financial reports of companies
• Undertake credit appraisal and recommendation for applications
• Ensure credit review on all applications are in compliance with the company’s credit strategy and policies
• Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast-changing business landscape and environment
• Support and participate in credit related projects, system enhancement and process improvement
• Ad-hoc assignments and other responsibilities delegated by the supervisor from time to time

Benefits

• Flexible paid vacations
• Many other observed holidays by country
• A day off for special days like birthdays and work anniversaries
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life
• Medical Benefits - We offer health insurance coverage for our employees and dependents
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development - We believe learning should never end and we support everyone with curated learning programs on our internal learning platform
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity