Credit Underwriter

Summary

Join Octopus Electric Vehicles' growing in-house underwriting team as a Credit Underwriter. You will manage the day-to-day credit and underwriting process, review credit escalations, make underwriting decisions for clients outside the auto-underwriting process, and contribute to the development of consumer scorecards and underwriting systems. This role requires hands-on experience in credit assessment and underwriting, the ability to interpret credit application information, knowledge of credit policies, and familiarity with automated credit decisioning platforms. Experience in vehicle leasing is also essential. Octopus offers a unique culture, numerous perks, and a competitive salary (details available upon request). The company is committed to creating an inclusive and equitable work environment.

Requirements

• Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential)
• Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential)
• Experience working in a hands-on credit assessment & underwriting role
• Knowledge of credit policies
• Familiar with automated credit decisioning platforms (e.g. Lending Metrics)
• Experience in vehicle leasing

Responsibilities

• Manage the day-to-day credit and underwriting process
• Review and manage credit escalations and referrals
• Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience)
• Support in development of consumer scorecards, underwriting policy, process and systems

Benefits

• Competitive salary (details available upon request)
• Unique company culture
• Numerous perks (details available on Octopus Employee Benefits hub)