Product Manager, Lending

Summary

Join Lumin Digital as a Product Manager and drive the product roadmap for innovative software solutions in digital banking. You will lead the design, development, and launch of cutting-edge financial products, collaborating with engineers, designers, and stakeholders. This role requires owning the product lifecycle, developing a compelling product vision, and utilizing data-driven insights. You will collaborate cross-functionally and ensure compliance with regulatory requirements. The ideal candidate possesses extensive experience in financial services and product development, demonstrating strong leadership and collaboration skills.

Requirements

• 7+ years of experience in product management within the financial services industry
• Experience working with compliance and regulatory frameworks for financial products
• Demonstrated leadership and collaboration skills in a cross-functional environment
• Deep understanding of consumer loans, collections, and underwriting guidelines
• Knowledge of state-specific licensing, registration requirements, and regulatory compliance for loan products
• Experience working with third-party vendors such as fraud verification systems, card processors, and insurance providers
• Strong product strategy, planning, and execution skills
• Ability to translate data and market insights into actionable product enhancements
• Proficiency with Agile methodologies and tools such as JIRA and Confluence
• Excellent communication, organizational, and analytical skills
• Ability to manage multiple priorities and thrive in a fast-paced, innovative environment
• Bachelor’s degree in Business, Finance, Computer Science, or a related field (or equivalent experience)

Responsibilities

• Lead the design, development, and launch of cutting-edge financial products in collaboration with engineers, designers, and stakeholders
• Own the product lifecycle from ideation to delivery, including requirements gathering, documentation, UX analysis, quality assurance, and performance tracking
• Develop and execute a compelling product vision and strategy, aligning with customer needs and business objectives
• Collaborate cross-functionally with internal teams, financial institutions, and third-party vendors to drive product success
• Utilize data-driven insights to create innovative features that improve consumers’ financial lives
• Ensure compliance with regulatory requirements related to consumer loans
• Partner with third-party vendors such as fraud verification systems, card processors, and insurance providers to enhance product offerings
• Monitor and analyze product performance, incorporating insights into future development cycles
• Advocate for continuous innovation, helping shape Lumin Digital’s position as a leader in digital banking
• Engage with the Lumin Digital community to foster a culture of transparency, collaboration, and feedback
• Perform other duties as assigned

Preferred Qualifications

Prior experience in digital banking, lending, or FinTech

Benefits

• $135,000 - $160,000 a year
• Minimal travel, generally 12 days or less per year, ~2X team get togethers a year