Data Scientist

Summary

The job description is for a Data Scientist role at Pathward, a financial empowerment company that aims to increase financial access and opportunity. The role involves working with credit, fraud modeling, data science, and portfolio analytics teams. The responsibilities include consolidating datasets, mining and analyzing large datasets, developing models, designing model monitoring frameworks, advising senior management, collaborating with vendors, and conducting ad hoc analyses.

Requirements

• Master’s or PhD degree in an Finance, Business, Actuarial, or Analytics related field
• 2 years of experience in data mining, modeling using SAS, SQL, R/Python
• Experience in the consumer credit industry is a plus
• Strong analytical and problem-solving skills, combined with solid business acumen
• Exceptional written and communication skills, and ability to explain complex insights to a range of audience
• Strong technical skills such as SAS, R/Python, AWS Sagemaker and ability to independently access and analyze data using Snowflakes in AWS Cloud and on prem SQL environment
• Knowledge and experience with AI/ML and credit bureau data

Responsibilities

• Consolidate disparate and large datasets for use in reporting, analytical, and modeling work
• Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics
• Develop insights from historical performance data, identify opportunities, and develop solutions using various analytical techniques
• Develop and support machine learning and statistical models for use in predicting credit outcomes, and/or identifying and quantifying various risks
• Design and deploy model monitoring frameworks to assess the performance of deployed models
• Advise senior management of emerging trends and risks
• Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed
• Conduct other ad hoc analyses as required to support team goals

Benefits

• Salary range: $57,582.12 – $106,345.10
• The role is eligible for an annual performance-based incentive opportunity
• Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more