Deputy Compliance Officer

Summary

Join CloudWalk, a rapidly growing fintech company, as their Deputy Compliance Officer! This role is crucial in ensuring the company's adherence to all U.S. regulations and maintaining a strong compliance culture. You will develop and implement compliance policies, conduct risk assessments, oversee regulatory filings, and lead employee training. The ideal candidate possesses extensive experience in compliance, particularly within the payments or fintech industry, and a deep understanding of U.S. regulatory requirements. CloudWalk offers a competitive salary and benefits package, remote work opportunities, and the chance to contribute to a dynamic and innovative environment. Visa sponsorship is not available for this role; candidates must have valid work authorization.

Requirements

• 5+ years of experience in compliance, preferably in the payments or fintech industry, with experience in scaling compliance frameworks for U.S. business operations
• Deep knowledge of U.S regulatory requirements, including AML, OFAC, BSA, and consumer protection regulations, as well as licensing requirements for financial businesses
• Strong analytical skills with an ability to assess complex compliance issues and implement effective solutions
• Excellent interpersonal and communication skills, with the ability to work with stakeholders across all levels of the organization
• Proficiency in compliance management software and tools, aiding in process automation and monitoring
• Proven experience or familiarity with AI agents and data-driven models used for compliance process optimization
• Currently live in the United States and have valid work authorization

Responsibilities

• Develop, implement, and maintain compliance policies and procedures to ensure compliance with applicable regulations, including anti-money laundering (AML) and consumer protection laws
• Implement compliance and risk management frameworks tailored to U.S. financial services, aligning with federal and state regulations and industry standards
• Conduct continuous risk assessments and update internal controls to identify areas of vulnerability and non-compliance
• Oversee the preparation and submission of required money transmission licenses and regulatory applications, managing all phases until final approval, when necessary
• Monitor regulatory developments and ensure that the company’s policies adapt to changes in regulatory requirements
• Conduct compliance risk assessments and support internal audits to identify areas of risk
• Serve as the primary point of contact for regulators and auditors, responding to inquiries and overseeing regulatory filings, and coordinating audit preparations and remediations
• Lead training initiatives to educate employees on regulatory compliance standards and ethical business practices, enhancing a culture of compliance across the organization
• Collaborate with cross-functional teams, including AML, legal, risk, and product development, to embed compliance into all aspects of CloudWalk’s business
• Investigate and respond to potential compliance issues, recommending corrective actions when necessary, and implementing an incident response plan
• Define and monitor compliance performance metrics (KPIs), providing regular reports to senior leadership and stakeholders
• Establish and maintain partnerships with key compliance stakeholders across CloudWalk's partner network, ensuring regulatory alignment and risk mitigation
• Leverage AI-driven compliance agents and advanced automation tools to streamline daily compliance monitoring, reporting, and remediation processes
• Stay up-to-date with state-of-the-art AI models and machine learning techniques to enhance compliance analytics, improve risk detection, and minimize human error
• Utilize cutting-edge technological solutions to automate and optimize compliance workflows, ensuring efficient tracking of regulatory changes and swift implementation of corrective measures
• Demonstrate a passion for technology, innovation, and the continuous improvement of compliance frameworks through enhanced automation and data-driven decision-making

Preferred Qualifications

Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), or similar certification

Benefits

• Competitive salary and benefits package
• Work remotely with a diverse and talented global team
• Opportunity to make an impact on financial inclusion and shape the future of payments in the USA
• Join a forward-thinking environment that values cutting-edge technology, encourages innovation, and supports continuous process automation