Digital Payment Risk Leader

Summary

Join Viamericas, a global financial services company, as their Digital Payments Risk Leader. You will be responsible for identifying, assessing, and mitigating risks associated with digital payment transactions, including fraud and regulatory noncompliance. This role involves developing and implementing risk management strategies, collaborating with cross-functional teams, and ensuring secure payment processing. You will conduct risk assessments, monitor transaction data, and develop policies to maintain compliance. The position requires evaluating new products and communicating risk insights to senior management. This is a full-time remote position with frequent travel required.

Requirements

• Bachelor's degree in finance, business administration, or a related field
• 5+ years of experience in credit risk, payment products, strategy or process transformation within financial services
• Strong understanding of digital payment systems and technologies
• Expertise in fraud detection methods and risk mitigation strategies
• Knowledge of relevant regulations and compliance requirements
• Data analysis skills to interpret transaction data and identify trends
• Excellent communication and collaboration skills to work with cross-functional teams
• Ability to work independently and demonstrate leadership skills, capable of using data and critical thinking to make real-time decisions
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• High degree of initiative, self-direction and ability to work well under pressure
• Strong Microsoft PowerPoint and Excel skills

Responsibilities

• Implement advanced fraud detection tools and algorithms to identify suspicious transactions
• Manage chargeback dispute processes and work to minimize chargeback losses
• Collaborate with security teams to address potential vulnerabilities in card, ACH and other electronic payment systems
• Conduct regular risk assessments of digital payment systems to identify potential vulnerabilities and emerging threats
• Monitor transaction data to detect fraudulent activity and patterns
• Track key risk metrics such as chargeback rates, fraud losses, and customer disputes
• Develop and maintain comprehensive digital payments risk management policies and procedures
• Establish clear guidelines for customer verification, transaction monitoring, and fraud prevention
• Ensure compliance with relevant regulations and industry standards (PCI DSS, KYC/AML)
• Review and assess the risk profile of new digital payment products and features before launch
• Identify potential risks associated with emerging payment technologies
• Communicate risk insights and mitigation plans to senior management and cross-functional teams
• Collaborate with information technology, information security, legal, compliance, and product teams to address risk concerns
• Partner with external vendors and payment processors to manage risk effectively
• Read, acknowledge and comply with Viamericas Staff Information Security Policy via the Information Security training portal. This should be done within 30 days of hire and repeated annually
• Attend periodic Information Security training provided by Viamericas
• Report any event that might be an Information Security Incident: clicked on a malicious link, downloaded and opened a suspicious file, etc

Benefits

• This position will be full-time remote (from home)
• Frequent travel (foreign and domestic) is required