Funding Specialist

Summary

Join Kiavi, a leading private lender to real estate investors, as a Funding Specialist and play a crucial role in the efficient closing of loan transactions. You will work closely with loan origination teams, closing agents, and borrowers to ensure a smooth and timely closing process. Responsibilities include reviewing closing documents, requesting wire transfers, following up on post-closing documents, and proposing process improvements. This role requires strong communication, problem-solving, and technology skills, along with either a degree or relevant experience. Kiavi offers a competitive salary, bonus, and comprehensive benefits package, including health insurance, retirement plan, flexible time off, and a remote work policy. The position can be based remotely in approved regions, allowing for flexibility and work-life balance. Kiavi is committed to fostering a positive and collaborative work environment.

Requirements

• You have an Associate or Bachelor’s degree, or
• 3-5 years experience in document drawing and/or funding; escrow officer or insurance agent experience a plus
• Track record as a self-starter, with excellent time management skills, and a strong desire to learn
• You have the ability to define problems, collect data, establish facts and draw valid conclusions
• You have excellent written and oral communication skills
• Open to feedback, comfortable speaking up and asking questions and able to follow a proven process
• You are flexible and can work in a dynamic environment of rapid change in procedures and prioritization
• You have excellent technology skills, including: Microsoft Word & Excel, Google Docs & Sheets, Adobe Acrobat; and you love learning new technology

Responsibilities

• Work with the loan origination team, closing agents and borrowers to ensure a quick, accurate and pleasant closing experience
• Ensure timely and accurate processing of loans once the loans enter your queue, including but not limited to
• Reviewing signed closing documents to ensure all documents are present and have been signed properly and ensure all conditions have been met
• Requesting wire to be sent
• Following up for any post closing documents
• Speak up and suggest improvements wherever you see an opportunity
• Adhere to and comply with all applicable federal and state laws and company policies
• Perform other duties and responsibilities as required or as assigned by the supervisor
• Propose improvement to our closing process, to make it as efficient and pleasant as possible

Preferred Qualifications

If you have experience in the residential or business purpose mortgage space (post closing or loan operations), that’s excellent. If not, we have a training program designed to build skills you’ll use throughout your career and life

Benefits

• Medical, Dental, and Vision Insurance: Kiavi offers free employee-only coverage for medical, dental, and vision plans. Dependents receive a heavily discounted premium, competitively placed in the 90th percentile for cost
• Health Savings Account (HSA): For those enrolled in a High Deductible Health Plan (HDHP), Kiavi provides an annual employer contribution to HSAs: $500 for individual coverage and $1,000 for dependents
• Disability and Life Insurance: Immediate access to short-term and long-term disability insurance, as well as group life and AD&D insurance, with coverage at 1x annual salary
• Remote Work Policy: Kiavi supports working remotely for day to day activities for most roles and occasionally may ask employees to gather in person for key meetings, trainings, team building etc. For remote workers, Kiavi offers a one-time office setup reimbursement of up to $500 and a monthly $85 stipend for internet and phone expenses. For in-office workers, Kiavi offers employer contributions to commuter benefits account, either for parking or public transportation
• Flexible Time Off: Employees are empowered to manage their own time off, with no strict limits, as long as it's approved by their manager
• 401(k) & Company Match: A 401(k) plan managed by Fidelity, with Kiavi matching 100% of contributions up to 3% of compensation or $6,000 (whichever is less). All employer contributions are immediately vested