Group Underwriter

Summary

Join Sidecar Health, a company redefining health insurance, as a Group Underwriter. You will leverage your expertise to oversee the company's underwriting process for groups of all types and sizes. This role requires recommending underwriting policies, analyzing data to approve risk, and developing creative solutions. You will also review results, identify trends, and implement action plans for profitable growth. The ideal candidate possesses 2+ years of underwriting experience in health insurance, strong analytical skills, and a deep understanding of insurance products and regulations. Sidecar Health offers a competitive salary, bonus, equity, comprehensive benefits, and the opportunity to impact healthcare.

Requirements

• 2+ years of experience in an underwriting role, preferably in health insurance
• Excellent analytical and problem-solving skills, and the ability to demonstrate attention to detail
• Ability to think of and implement creative solutions to business problems
• Highly developed knowledge of the underwriting function
• General awareness of current affairs, industry issues, and trends, both corporate and external
• Solid knowledge of insurance contract law and state legislative requirements
• Strong knowledge of insurance products (plans, riders, benefits), and illustrations, and how they are marketed
• Knowledge of the reinsurance marketplace to work proactively with the field where reinsurance is an opportunity
• Comfortable working in a fast-paced environment and with minimal supervision
• Enthusiasm and positive attitude
• Strong interpersonal communication skills, both written and verbal
• Bachelor's Degree
• Must reside in Florida, Georgia, Kentucky, Ohio, or Texas for consideration

Responsibilities

• Recommend underwriting policies and process designs that address critical trends and changes in the industry, as well as departmental and/or product line long-term goals, to ensure alignment with key company strategies
• Analyze qualitative and quantitative data to approve risk selection and acceptance, coverage, and pricing
• Recommend creative alternatives regarding rating plans, coverages, and payment plans
• Analyze the quality and quantity of risks underwritten and prepare reports accordingly
• Review profit/growth results and trends to recommend and implement action plans to produce growth with profitable underwriting results. Identify trends/issues and offer solutions on issues, including appeals and exceptions, to meet customer needs while ensuring alignment with business strategies

Benefits

• Competitive salary, bonus opportunity, and equity package
• Comprehensive Medical, Dental, and Vision benefits
• A 401k retirement plan
• Paid vacation and company holidays
• Opportunity to make an impact at a rapidly growing mission-driven company transforming healthcare in the U.S