Insurance Underwriter

Summary

Join The Dentist Insurance Company (TDIC) as an Insurance Underwriter! This remote-first position, based in the Greater Sacramento area, offers a competitive salary ($60,000-$85,000) and a comprehensive benefits package. You will be responsible for analyzing applications, making risk assessments, and providing excellent customer service to agents and policyholders. The ideal candidate will have at least two years of experience in underwriting and possess strong analytical and communication skills. A Property and Casualty license (or willingness to obtain one) is required. TDIC values diversity and offers a collaborative, supportive work environment with opportunities for professional development.

Requirements

• High school diploma or GED
• Property and Casualty License (or willingness to obtain within 90 days of hire)
• Two years of experience in medical professionals, commercial insurance, personal lines insurance or mortgage underwriting
• Two years of experience demonstrating basic technical underwriting and analytical skills

Responsibilities

• Responsible for decision making regarding risk acceptability by applying underwriting principles through loss exposure analysis
• Excellent communication and customer service skills are crucial
• Analyzes new business applications, renewal questionnaires, policy performance at renewal, and endorsement requests
• Supports the growth of the book of business by promptly responding to questions, concerns and complaints from agents, policyholders and internal staff
• Must be able to use discretion when representing underwriting on issues related to claims, risk management, service and membership
• Develops positive working relationships with co-workers, agents, peers and other business contacts and company personnel
• Reviews, compiles data, maintains account analysis, and ensures all related underwriting documentation for endorsement requests are present in the underwriting file
• Ensures the content of those files meets department and regulatory standards
• Prepares accounts for review for potential non-renewal
• With management guidance, gains exposure to appeal process and renewal process
• Responds to policyholders’ questions or requests for coverage changes
• Helps research and develop information on the nature of their requests
• Ability to maintain accuracy and acceptable department service level standards while maintaining strict compliance to regulatory requirements

Preferred Qualifications

• AIS, AU, CPCU, RPLU or other insurance related certifications preferred
• Insurance underwriting experience

Benefits

• Remote and hybrid flexibility and technology to support remote work
• Generous time off program starting at 22 days of PTO and 13 paid holidays (includes a floating holiday and winter closure)
• Highly competitive medical, dental and vision plans, including FSA and HSA account options
• 401(k) plans, with a generous match and safe harbor contributions upon eligibility
• Paid parental leave
• Wellness programs, including incentives and an In-Shape Family Fitness discount
• Opportunities for professional development, training and leadership skill-building
• Critical illness, accident, life, pet, short term and long-term disability insurance options
• Employee Assistance Program (EAP) for support navigating day-to-day challenges