Head Of Credit Risk Management

Summary

Join Moniepoint, Africa's leading financial ecosystem, as the Head of Credit Risk Management. You will be responsible for implementing and optimizing credit underwriting policies to minimize risk and non-performing loans. This role requires expertise in credit underwriting, data analysis, and people management. You will foster a collaborative environment, leverage data-driven insights, and ensure compliance with industry standards. Moniepoint offers a supportive culture, learning opportunities, and attractive compensation. The hiring process involves a phone call, panel interview, and a technical interview.

Requirements

• A minimum of a B.Sc/H.ND in any business related discipline
• A minimum of 5 years experience in lending in a credit risk related role
• Demonstrable knowledge of credit risk analysis and credit monitoring

Responsibilities

• Innovate and optimize the underwriting process, leveraging creativity and critical thinking to drive improvements
• Foster a culture of continuous improvement, constantly seeking opportunities to enhance efficiency and effectiveness
• Analyze existing credit data to extract insights and inform strategic decision-making
• Stay abreast of industry trends and regulatory developments, ensuring compliance with relevant standards and regulations
• Develop and maintain risk management frameworks to mitigate potential credit risks and enhance overall risk management practices
• Provide leadership and guidance to the credit risk management team, fostering professional development and excellence in performance
• Perform all other credit risk related functions as may be assigned by a supervisor

Preferred Qualifications

A good knowledge of financial analysis is an added advantage

Benefits

• Culture - We put our people first and prioritise the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks
• Compensation - You’ll receive an attractive salary, plus other benefits