Head of Credit

Summary

Join Aven, a company reinventing consumer credit, as a Credit leader. This role is primarily responsible for the effectiveness of predictive modeling and minimizing credit losses. The ideal candidate will have extensive experience in credit management, risk analysis, and strategic decision-making, with a proven track record of success. You will be a go-to expert for deep insights and solving credit problems. You will work across various levels, from loan-level decisions to model deployment and regulatory engagement. Aven is a well-funded company with a team of experienced professionals from top technology and finance companies.

Requirements

• 10+ years of experience in consumer credit modeling or risk management within a major bank or fast growing Neo-bank / Fintech
• Demonstrated ability to shape the direction of credit trends in your portfolio
• Proficiency in SQL and experience in Python
• Deep understanding & experience in statistics, experiment design, and machine learning techniques
• Master's degree or Ph.D. in Computer Science, Mathematics, or EE/ECE from a top tier institution

Responsibilities

• Hold primary responsibility for effectiveness of predictive modeling and minimizing credit losses for our products
• Serve as a go-to expert for deep insights and be the first person to solve new credit problems
• Operate across the entire stack of work - from loan-level decisions to shipping credit models to engaging soundly with regulators and capital partners
• Build and deploy credit risk models to production environments
• Ship models with step-change improvements in AUC/ROC/KS
• Engage with engineers, data architects, and DevOps colleagues

Preferred Qualifications

Proficiency in credit modeling