Senior Financial Risk Manager

Summary

Join Emigrant Savings Bank as a Senior Financial Risk Manager, reporting to the Chief Risk Officer. This role plays a pivotal part in advancing and maturing the Enterprise Risk Management function, with a focus on credit administration and financial risks.

Requirements

• Ten+ years relevant experience with banks or other financial institutions, ideally in a credit risk function
• Formal credit training
• Thorough knowledge of the laws and regulations from regulatory agencies, and solid understanding of internal controls
• Bachelor’s degree in a relevant discipline required. Advanced degree preferred
• Professional certifications in risk management, audit, project management or investment management highly appreciated

Responsibilities

• Conduct periodic credit risk assessment and monitor credit performance associated with FinTech charge card programs
• Conduct periodic counterparty risk assessment of FinTech partners
• Assist in designing key risk indicator (KRI) framework along with the calibration of thresholds across financial risk dimensions (credit, liquidity, IRR and market risk)
• Develop and maintain enterprise credit risk summaries and reporting
• Review and challenge assumptions and results of annual credit and liquidity stress tests
• Review and challenge valuations of certain investments
• Assist in formation of risk appetite statements and monitoring of compliance
• Maintain excellent relationships with Business Heads to understand risks pertinent to the unit and its control environment
• Comply with all safety policies, practices and procedures. Report all unsafe activities to supervisor and/or Human Resources
• Participate in proactive team efforts to achieve departmental and company goals
• Perform other duties as assigned
• Provide leadership to others through example and sharing of knowledge/skill

Preferred Qualifications

• Superior verbal and written communication skills
• Entrepreneurial spirit and attitude necessary to establish and maintain positive working relationships with all management and personnel
• Ability to communicate complex concepts with a diverse audience
• Superior Microsoft Office skills required, with particular emphasis on outstanding PowerPoint presentation and Excel skills
• Strong organizational and project management skills needed to handle the coordination of multiple priorities
• Independent judgment with strong analytical and risk assessment skills
• A wide degree of creativity and latitude