Head of Financial Crime & Compliance

Summary

Join Zepz as their Head of US Compliance and BSA Officer and build a world-class US compliance program. You will support global product expansion, conduct compliance risk assessments, oversee licensing, and update US compliance policies. Responsibilities include supporting training programs, establishing monitoring systems, developing policies and procedures, identifying compliance vulnerabilities, and monitoring new product launches. The ideal candidate possesses significant AML compliance experience in fintech, strong regulatory understanding, proven leadership abilities, and analytical skills. Zepz offers unlimited annual leave, private medical cover, retirement plans, life assurance, and parental leave, along with a remote-first work environment and additional perks.

Requirements

• Significant AML compliance experience within the fintech sector, with specific expertise in card programs, payments and/or digital assets
• Strong regulatory understanding of state and international financial regulations, including those governing AML, KYC, and consumer protection laws, and how to effectively and pragmatically apply them
• Proven ability to lead compliance initiatives and influence stakeholders at all levels of the organization
• Strong analytical skills to assess complex regulatory requirements and develop effective compliance strategies
• Experience in building and managing a cohesive compliance team and program for a hyper growth company
• Proven experience thriving in a fast-paced, high-volume work environment
• Demonstrates resilience and composure under pressure, with the ability to navigate ambiguity and adapt swiftly to change

Responsibilities

• Build out a world class US compliance program within Zepz Global Program, including team building, tooling, design, and structure to align with and enable a rapidly growing and dynamic business
• Support our global product expansion strategy with a focus on creating a flexible and effective compliance organization
• Conduct regular assessments in partnership with our global team to identify compliance risks associated with payments programs and digital asset offerings
• Oversee the licensing process for state and international operations, ensuring adherence to all applicable regulations
• Support and update US compliance policies related to Anti-Money Laundering (AML), Know Your Customer (KYC), data protection, and other relevant regulations
• Support our US-specific training programs to enhance compliance awareness among employees and promote a culture of compliance throughout the organization
• Establish monitoring systems to track and report compliance performance and prepare reports for senior management and the board
• Develop, initiate, maintain, and revise policies and procedures to comply with regulatory requirements and communicate requirements to the associated personnel. Manage the day-to-day operation of the Compliance Management Program
• Identifies potential areas of compliance vulnerability and risk; develop and implement correction actions plans for resolution as needed
• Monitor and provide recommendations to the business regarding new product launches and the implementation of new rules and regulations
• Ensures proper compliance reporting
• Report to senior management and the Board, providing updates on key AML-related compliance activities, trends, and risks

Benefits

• Unlimited Annual Leave: Feel free to make the most of your time off and maintain a healthy work-life balance!
• Private Medical Cover: You can opt-in to a Private Medical Insurance scheme. This provides you with access to thorough medical coverage, so you can feel confident in your health and well-being
• Retirement: We offer pension schemes to help you plan for and secure your future
• Life Assurance: Life assurance is available to give you peace of mind and protect your loved ones in case of the unexpected
• Parental Leave: We offer competitive parental leave schemes to ensure you are spending as much quality time with your new bundle of joy as possible
• We are also remote-first as an organisation, offering flexibility for you to work where you need to be most productive