Insurance Policy Forms Analyst

Summary

Join NEXT Insurance as a skilled Insurance Policy Forms Analyst and contribute to our mission of helping entrepreneurs thrive. You will play a key role in ensuring compliance, regulatory filings, and policy language refinements for commercial property and casualty (P&C) insurance products. This role demands a keen eye for detail, strong analytical skills, and a deep understanding of commercial P&C insurance policy forms. You will collaborate closely with legal and product teams, ensuring all policy language adheres to regulatory requirements and company objectives. We offer a competitive salary and a comprehensive benefits package. If you're excited about this role and your experience doesn't perfectly align with every qualification, we encourage you to apply.

Requirements

• Bachelor’s degree in insurance, business, law, or a related field preferred, or equivalent relevant experience
• 3+ years of experience in insurance policy form drafting, compliance, or regulatory filings, particularly in commercial P&C lines
• Proficiency with SERFF, Microsoft Word, Excel, Adobe, and GSuite
• Experience working in an Insurtech or regulatory compliance-focused role
• Familiarity with commercial insurance products and industry trends
• AINS, CPCU, or other insurance-related certifications
• Strong knowledge of ISO forms, proprietary forms, and state-specific regulatory requirements
• Strong writing, editing, and analytical skills with attention to detail. Ability to interpret and apply insurance laws and regulations across multiple jurisdictions. Ability to effectively handle objections and negotiate approvals with regulators
• Organizational Skills: Ability to manage multiple projects and deadlines while ensuring compliance with regulatory timelines
• Collaboration: Ability to work independently and collaborate with colleagues within and across departments

Responsibilities

• Develop and maintain policy forms and endorsements for commercial P&C insurance products, ensuring compliance with regulatory requirements
• Analyze and interpret insurance regulations, statutes, and bulletins to ensure filings meet all applicable jurisdictional requirements
• Draft and revise policy language to meet business needs and align with regulatory standards
• Submit filings to state insurance departments, manage regulatory objections, and ensure timely resolution
• Collaborate with legal, and product teams to ensure the accuracy and clarity of policy language and filings
• Support implementation as needed, providing compliance guidance and ensuring consistency with filed and approved forms
• Maintain documentation of product manual and form language revisions to support audits and ensure compliance

Preferred Qualifications

• Enthusiastic team player with a focus on collaboration in a remote environment
• Self-starter, reliable, and adaptable to changes in a fast-paced environment
• Thrives in a deadline-driven environment, balancing multiple projects while ensuring regulatory accuracy
• Strong critical thinking skills, able to identify industry trends and proactively recommend improvements
• Exceptional time management skills with the ability to prioritize and deliver quality work under pressure

Benefits

• Partially subsidized medical plan
• Fully subsidized vision/dental options
• Life insurance
• Disability insurance
• 401(k)
• Flexible paid time off
• Parental leave