Lead Credit Analyst

Summary

Join Wisetack, a leading fintech company, as our experienced Lead Credit Analyst. Reporting to the Senior Director of Credit Risk, you will spearhead analytical projects crucial to portfolio performance and sustainable underwriting strategies. You will conduct in-depth trend and portfolio analysis, make recommendations for optimization, collaborate with other teams on data models and reporting, and mentor team members. This role requires a Bachelor's degree in a quantitative field, 5+ years of analytical experience, and 2+ years in consumer lending. Proficiency in SQL, R or Python, and data tools is essential. The position offers a competitive salary range ($120,800 - $169,100), equity, and benefits. Wisetack values a data-driven culture and fosters professional growth.

Requirements

• Bachelor’s degree in math, economics, statistics, or other quantitative field
• 5+ years of experience in an analytical role
• 2+ years of consumer lending experience, either at a large bank or a fintech
• Proficiency in SQL, R or Python
• Proficiency in Data Lake, DBT or Git
• Excellent written, verbal, and interpersonal communication skills
• Desire to take ownership of projects and drive them forward

Responsibilities

• Conduct in-depth trend and portfolio analysis
• Make recommendations to optimize and enhance our underwriting and credit/fraud decision-making
• Partner with Analytics, Data Science, and Data Engineering to build data models and automated data reporting
• Mentor team members on data best practices and help cultivate a data-driven culture

Preferred Qualifications

Fintech experience

Benefits

• Equity
• Benefits