Braviant Holdings is hiring a
Lead Credit Risk Analyst

Summary

The job is for a Lead Credit Risk Analyst at Braviant, a fast-growing tech-enabled credit provider. The role involves driving credit strategies for consumer lending products, requiring strong business acumen, technical skills, and critical thinking. The position offers a salary between $113,000 - $138,000 per year.

Requirements

• 4-5 years of relevant work experience in an analytical role
• Strong data analysis skills using Python, SQL, and Excel with pivot tables
• Bachelor’s Degree in an analytical field of study: mathematics, statistics, physics, engineering, computer science, etc

Responsibilities

• Monitor both digital leads and portfolio performance through appropriate daily, weekly, and monthly reporting
• Create credit and other business strategies to optimize acquisition costs, approve vs. decline cutoffs, verification requirements and loan offer terms for new customers
• Customize risk-based loan offer terms based on conversion and defaults; develop retention strategies and improve lifetime customer value for existing customers
• Define requirements and use-cases for solutions that can rank order customers by attributes such as likelihood to default, accept an offer, and overall profitability
• Analyze and identify opportunities to advance the execution of our disciplined growth strategy that balances short-term vs. long-term profitability and appropriately mitigates credit risk
• Design multivariate tests to ensure continuous optimization of our Leads and Portfolio strategies
• Collaborate with the Product team to document the requirements for any new strategies or pricing recommendations
• Implement and execute all applicable credit and decisioning strategies in our decision engine

Preferred Qualifications

• Experience with internet-based financial services
• A Master’s degree in an analytical field of study

Benefits

• Remote work
• Familiarity with a business-friendly technical tool that enables fast-to-market deployment of new business strategies
• Familiarity with and ideally an in-depth working knowledge of a BI tool, such as, DOMO, Tableau, Power BI, or Looker