Braviant Holdings is hiring a
Lead Credit Risk Analyst

Summary

Join Our Team at Braviant: Innovate, Collaborate, and Grow. We're looking for a Lead Credit Risk Analyst to drive credit strategies for Consumer Lending Products.

Requirements

• 4-5 years of relevant work experience in an analytical role
• Strong data analysis skills using Python, SQL, and Excel with pivot tables
• Bachelor’s Degree in an analytical field of study: mathematics, statistics, physics, engineering, computer science, etc
• Strong analytical and critical thinking skills and comfort with making data driven decisions
• Ability to organize and manage multiple priorities with a sense of urgency
• Strong attention to details
• Comfortable with ambiguity and possess a 'figure it out & get it done' mentality
• Great verbal and writing communication skills
• Highly self-motivated in a fully remote working environment

Responsibilities

• Monitor both digital leads and portfolio performance through appropriate daily, weekly, and monthly reporting
• Create credit and other business strategies to optimize acquisition costs for new customers
• Customize risk-based loan offer terms for existing customers based on conversion and defaults
• Define requirements and use-cases for solutions that can rank order customers by attributes such as likelihood to default, accept an offer, and overall profitability
• Analyze and identify opportunities to advance the execution of our disciplined growth strategy that balances short-term vs. long-term profitability and appropriately mitigates credit risk
• Design multivariate tests to ensure continuous optimization of our Leads and Portfolio strategies
• Collaborate with the Product team to document the requirements for any new strategies or pricing recommendations
• Implement and execute all applicable credit and decisioning strategies in our decision engine