Loan Closer

Summary

Join Wealthfront's growing mortgage lending team as a Mortgage Loan Closer. You will play a key role in ensuring a smooth and efficient closing experience for clients, guiding them through the final steps of their home loan journey. Responsibilities include preparing and reviewing loan documents, coordinating with various parties, ensuring compliance, and verifying loan details. The ideal candidate possesses strong knowledge of mortgage loan closing, federal and state regulations, and excellent communication skills. A minimum of two years of experience in mortgage loan closing is required, along with proficiency in relevant software and systems. Wealthfront offers a competitive salary, equity, discretionary bonuses, and comprehensive benefits.

Requirements

• Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work
• Strong working knowledge of Federal and state regulations including TRID and state-level disclosure requirements
• Self-driven with the ability to work independently and collaboratively
• Excellent organizational skills, able to set and meet deadlines in a high paced environment
• Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization
• Intellectually curious and interested in applying technology to enhance business processes
• Prior experience in retail mortgage loan closing
• Excellent communication skills focusing on both internal and external communications
• Openness to adapting to industry changes
• 2+ years mortgage loan closing experience
• Proficiency in LOS systems, Document Preparation software and closing platforms
• Strong knowledge of closing guidelines
• Understanding of state and federal lending regulations
• Extensive knowledge and understanding of customer service and intrapersonal best practices

Responsibilities

• Prepare and review CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines
• Coordinate with title companies, escrow agents and borrowers to facilitate the closing process
• Ensure all loan closing packages meet compliance standards
• Verify final loan terms, fees and funding details before closing
• Collaborate with processing, origination and post-closing departments
• Prioritize assignments and schedule workload to meet critical deadlines with ability to manage a high volume of loan activity with a high degree of accuracy
• Proactively maintain loan pipeline, tasks and objectives
• Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Benefits

Medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount