Manager

Summary

Join Pathward, a hybrid, remote-office financial empowerment company, and contribute to the development, implementation, and oversight of the organization's Financial Crime Investigation (FIU) Management Program. You will design and manage the implementation of FIU management processes, including complex risk assessments. Responsibilities include assisting in the oversight of the FIU management program, ensuring compliance, conducting variance trend analysis, and enhancing FIU management policies and procedures. You will proactively identify data anomalies and red flags related to financial crimes, conduct thorough client identity verification, analyze customer transactions, and perform problem management. The role requires expertise in BSA/AML regulations and strong analytical, research, and problem-solving skills. Pathward offers a comprehensive benefits package.

Requirements

• Bachelor's degree in a relevant field such as Business, Criminal Justice, or Finance or equivalent work experience
• Certified BSA/AML professional (CBAP), Anti-Money Laundering Specialist (CAMS) & Financial Crime Specialist (CFCS)
• Typically, 5+ years of experience in banking, finance, or compliance
• BSA/AML Expertise: Comprehensive knowledge of BSA/AML regulations with a minimum of three years of direct experience in a compliance or investigative capacity
• Critical Thinking Skills: Exceptional analytical, research, and problem-solving abilities to identify patterns and risks in complex data sets
• Technical Proficiency: Advanced proficiency in Microsoft Excel, PowerPoint, and Word, with a proven ability to quickly adapt to and learn new technologies and compliance tools
• Effective Communication: Strong verbal and written communication skills, coupled with excellent interpersonal abilities to foster collaboration and deliver insights effectively
• Attention to detail
• Planning and organizing work
• Strong written and verbal communication skills
• Results Oriented

Responsibilities

• Design and managing the implementation of FIU management process for the organization including complex risk assessments involving analyzing and identifying, describing, and estimating the risks affecting the business and corporate initiatives
• Assist in the oversight of the FIU management program. Ensure compliance with the risk management policies and facilitate ongoing independent risk assessments as needed
• Complete variance trend analysis and provide support and justification
• Assist in the development and enhancement of the FIU management policies and procedures as required
• Proactively identify data anomalies and red flags related to money laundering, terrorist financing, fraud, and sanctions violations. Escalate complex cases for second-level review as needed, demonstrating sound judgment and attention to detail
• Conduct thorough verification of client identities to gain a deep understanding of the nature and purpose of their relationships with financial institutions. Ensure strict adherence. to Know Your Customer (KYC) and Enhanced Due Diligence (EDD) procedures
• Analyze customer transactions and activities against expected behaviors to identify patterns and generate actionable insights for strengthening compliance frameworks
• Perform problem management, resolution, escalation of issues as necessary
• Act as a subject matter expert in designated Risk discipline
• Other duties as assigned

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off