Mortgage Loan Officer

Summary

Join Radius Agent, a modern real estate brokerage, as a Mortgage Loan Officer (MLO) and enjoy a remote or hybrid work environment in California. This full-time, contractor position (with potential for permanent hire) offers a 100% commission-based compensation structure. You will originate residential mortgage loans, provide client guidance, and build relationships with internal and external partners. Access to over 400 active Radius real estate agents is provided to help you succeed. The role requires strong communication, financial analysis, and relationship-building skills, along with an active NMLS license and at least four years of experience. Radius Agent offers a supportive and innovative environment with opportunities for growth.

Requirements

• Minimum 4 years of experience as a Mortgage Loan Officer focused on residential lending
• Active NMLS license required
• Strong knowledge of refinances, rate comparisons, and government-backed programs
• Familiarity with FHA, VA, jumbo loans, and down payment assistance programs
• Excellent communication, relationship-building, and financial analysis skills
• Highly organized, self-motivated, and driven to close business
• Comfortable working flexible hours including evenings and weekends as needed

Responsibilities

• Originate residential mortgage loans including purchases, refinances, conventional, FHA, VA, jumbo, etc
• Provide second-opinion guidance by evaluating client loan offers and identifying opportunities for improved terms or savings
• Educate clients on mortgage options, rate structures, and potential down payment assistance programs
• Build trust through transparent, consultative communication and guide clients from application to closing
• Actively engage with internal Radius agents to build awareness and drive usage of the mortgage platform
• Cultivate relationships with referral partners and self-source business opportunities
• Use technology to manage your pipeline, track leads, and streamline the mortgage experience
• Stay up to date on mortgage programs, rate trends, and compliance guidelines
• Collaborate with internal teams to ensure timely and efficient loan processing

Preferred Qualifications

• You’re excited to build relationships and have real conversations with agents and clients
• You love uncovering savings opportunities for clients through thoughtful analysis
• You’re proactive in outreach and find energy in educating and empowering others
• You thrive in a remote, tech-savvy environment and work well with autonomy
• You value transparency, trust-building, and long-term client relationships

Benefits

• High earning potential with uncapped commission — 50/50 split on company-provided leads, and up to 75% on self-sourced deals
• Access to a large network of 400+ internal Radius real estate agents and referral partners
• AI-powered tools and marketing support to help you close more deals
• A forward-thinking, tech-enabled culture that values innovation
• Opportunities to grow within a rapidly scaling company
• Medical, dental, and vision coverage (85% covered for employees, 50% for dependents)
• Health Savings Account (HSA) and Flexible Spending Account (FSA) options
• Company equity
• Flexible paid time off and 11 paid holidays
• Paid parental leave
• 401(k) with 3% company match
• Annual professional development stipend