Marqeta is hiring a
Principal Software Engineer

Summary

The job is for a Principal Software Engineer at Marqeta, reporting to the Director of Engineering. The role involves strengthening and scaling the Payment Processing system, with a focus on card payments, domain modeling, and accounting. The position requires 10+ years of engineering experience, in-depth knowledge of card payments, double-entry bookkeeping, and settlement systems, and demonstrated experience in the Fintech space, preferably in card issuing and/or payment processing. The role offers flexible work arrangements and competitive compensation, along with multiple health insurance options, flexible time off, retirement savings program, equity in a publicly-traded company, family-forming benefits, fertility support, up to 20 weeks of Parental Leave, free therapy sessions, financial and professional coaching, legal advice, monthly stipend for remote work, annual development dollars, and bonuses.

Requirements

• 10+ years of engineering experience
• In-depth knowledge of card payments, double-entry bookkeeping and settlement systems and domain driven design
• Deep understanding of payments ecosystem: merchants, acquirers, card networks and card issuers/processors
• Demonstrated experience/problems solved in the Fintech space, preferably in card issuing and/or payment processing. You understand the payments space, payments systems, and ISO 8583 messaging specifications
• Demonstrated software development (Java) and operations experience with real time event based (payment) processing
• Demonstrated ability to craft and deliver large complex projects
• Demonstrated experience with simplifying legacy code and migrating existing customers on new stacks
• Demonstrated experience with databases and scaling transactional data stores
• Demonstrated experience with deploying and maintaining distributed systems on AWS
• Demonstrated passion to write code with great quality and test coverage
• Demonstrated experience with Agile Scrum and TDD
• Strong communication skills - including the ability to listen to the needs of others and comprehend complex matters, articulate issues in a clear and concise manner, and present effectively in both oral and written presentations to all levels in the organization
• Team-oriented approach – can effectively lead a project or participate as an effective team member as well as work cross-functionally with other organizations

Responsibilities

• Lead the architecture, design and implementation for major complex distributed systems
• Be a subject matter expert regarding card payments, domain modeling and accounting (ledgering, settlement, recon etc.)
• Build the engineering design and the scaffolding that mid-level engineers can take and do the in-fill
• Create simple elegant solutions that scale and reduce complexity, including removing code
• Lead from the front and own your system, including working with others. You will make your system better while leveraging the rest of the team to help them learn and grow
• Articulately define an architecture including diagraming, while at the same time present/debate with a diverse audience
• Manage your time and ensure you can delegate/provide opportunities for growth for others vs. get involved where you have to

Benefits

• Flexible work arrangements (remote work)
• Competitive compensation
• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual ‘development dollars’ to support our people growth and development
• Bonuses