Product Counsel, Lending

Summary

Join Stripe's Product Legal team as a key advisor to product, engineering, and partnerships teams, focusing on the legal and regulatory aspects of financial products and services. You will help Stripe's product teams navigate the intersection of technology, e-commerce, and financial services compliance. Collaborate with various Stripe teams on product development and commercialization, advising on legal and regulatory developments. Work closely with the global legal team to support regulatory structure, customer agreements, and strategic partnerships. Help build scalable processes for legal review and product launches. Stay updated on relevant US laws and regulations. This role requires a proactive and strategic approach, acting as a trusted advisor to senior managers.

Requirements

• 6+ years of experience as a qualified lawyer in a top law firm, in-house legal team and/or government agency, with expertise in cards, small business lending, and capital markets and the related regulatory landscape
• A JD degree (or local equivalent) and membership in at least one U.S. state bar
• Strong understanding of the financial services industry, including loans, credit cards, debit cards and other loan and credit instruments
• Relevant experience on legal issues impacting financial services and technology products, such as privacy, security, consumer protection, and commercial and consumer lending
• Experience with drafting and negotiating complex partnership and/or technology deals, preferably in the financial industry (e.g., payments, loans, credit and/or debit cards)
• Familiarity with counseling teams that solve issues through technology by translating complex legal requirements into clear and actionable advice that helps the business move forward
• An entrepreneurial spirit -- a self-starter who thrives in a fast paced environment, deals well with ambiguity and focuses on driving impact
• Excellent judgment and capable of making smart decisions with imperfect information
• Strong communication skills (both written and verbal)
• Excellent project management skills and ability to work under tight deadlines

Responsibilities

• Be part of a growing team of counsel who are responsible for helping Stripe deliver products that are compliant with laws and financial partner agreements to our users across the globe, including small business lending, credit and debit card issuance, and other financial services products and features
• Help Stripe product teams navigate the cutting edge intersection of technological innovation, e-commerce user experiences, and financial services compliance on a range of issues including credit and other financial related products, regulatory, consumer protection, marketing, intellectual property, and data privacy
• Actively collaborate with a wide variety of Stripe teams, including product, engineering, partnerships, compliance, risk, and marketing, on a range of issues related to product development and commercialization, including advising on new and emerging legal and regulatory developments impacting products, and identifying trends and potential impacts on business activities and adapting existing laws to new technologies
• Work closely with colleagues across Stripe’s global legal team to support Stripe's regulatory structure, its customer agreements, and strategic financial partnerships
• Help scope and build scalable and effective processes for legal review and launch of new products
• Stay up-to-date, with the support of Stripe’s legal subject matter experts, on US laws and regulations dealing with small business lending and credit, privacy and data security, consumer protection, financial services, and advertising
• Participate as a proactive and strategic business partner to senior managers and be a trusted advisor