Counsel

Summary

Join Valon's Legal, Risk, and Compliance team as Counsel, supporting legal and compliance functions across its mortgage lending and servicing businesses. Collaborate with senior attorneys and stakeholders to navigate the legal and regulatory landscape. Provide legal and regulatory support for daily operations, assist with remediation projects, and support responses to homeowner disputes. Draft or review customer-facing documents, manage interactions with regulators and investors, and help identify and mitigate risks. Contribute to product and process development, fair lending initiatives, and HMDA reporting. Monitor compliance and stay informed of regulatory changes. The ideal candidate possesses hands-on experience with mortgage lending and servicing legal and regulatory issues, strong analytical skills, and a collaborative mindset.

Requirements

• Licensed to practice law in at least one U.S. state
• Minimum of 3 years of legal experience, preferably in a law firm or in-house legal department with a focus on mortgage, financial services, or regulatory matters
• Minimum Education: Juris Doctor (JD)

Responsibilities

• Provide legal and regulatory support for day-to-day mortgage lending and servicing operations
• Assist with issue-specific remediation projects, including documenting rationale and actions taken
• Support review and response to escalated homeowner disputes and complaints
• Draft or review customer-facing documents and homeowner communications
• Support senior counsel in managing interactions with clients, regulators, and investors, including Fannie Mae, Freddie Mac, Ginnie Mae, and state agencies
• Assist in preparing responses to external exams and audits
• Help identify risk areas and support mitigation efforts
• Provide legal input on product and process development in collaboration with internal stakeholders
• Help provide support for fair lending initiatives and HMDA reporting
• Monitor servicing operations for compliance with applicable laws and investor requirements
• Stay informed of regulatory changes and mortgage trends
• Collaborate with teams across operations, product, and engineering

Preferred Qualifications

• Familiarity with the mortgage industry, including core regulatory frameworks
• Experience advising on UDAAP and servicing-related compliance matters
• Working knowledge of federal and state mortgage servicing regulations, including Reg X and Reg Z
• Exposure to drafting or updating policies, procedures, and internal guidance documents
• Excellent communication and organizational skills
• Collaborative mindset and ability to partner effectively across functions

Benefits

• Competitive salary and a 401(k) plan—with a 4% annual match!
• No weekends or late nights required!
• 17 days of paid time off, 5 additional paid sick days, and 11 paid company holidays!
• We’ll invest in your physical and mental well-being with comprehensive, low-cost medical, dental, & vision benefits—and an EAP for additional support!
• We set new employees up for success with our company-wide New Hire Orientation! Other learning and development opportunities include quarterly possibilities for promotion and annual performance reviews
• Birthing and non-birthing parents receive 12 weeks of FULLY PAID time off to focus on their new addition(s)!