Production Underwriter

Summary

Join Donegal Insurance Group as a Production Underwriter in North Carolina! This full-time, remote position, ideally based near Charlotte, NC, is a key role in generating new commercial lines business. You will develop strong agent relationships, underwrite commercial accounts, manage a territory, and ensure profitability. The role requires a Bachelor's degree, 5+ years of underwriting and marketing experience in commercial lines, and demonstrated professional development. A competitive salary ($90,000-$120,000 annually) and comprehensive benefits package are offered, including medical, dental, vision, 401(k) matching, paid time off, and career development opportunities. Travel to visit agents is expected 2-3 days per week.

Requirements

• Bachelor’s Degree with a background in insurance or equivalent experience
• At least 5 years of underwriting and marketing experience at a company or agency level with a minimum of 5 years of underwriting experience should be in the commercial lines sector of insurance
• Demonstration of self-development through the attainment of professional insurance designations, CPCU, ARM, PLU, etc
• Ability to create business opportunities by demonstrating excellent underwriting skills and product knowledge. Must possess a value-added service mentality
• The expectation is this employee will travel 2 to 3 days per week to visit agents in the designated territory

Responsibilities

• Develop strong business relationships with key agents and provide underwriting guidance to the agents
• Select, price, and develop coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support, and coaching for the underwriting function
• Manage a territory of independent agents to ensure that profitability and growth objectives for the company are being met
• Review new business applications to evaluate the degree of risk involved
• Accept or decline risks based on the company's underwriting policies
• Review application for completeness
• Contact agents for missing or incomplete information
• Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness
• Interpret insurance coverage's for agents and insureds
• Maintain and establish a good working relationship with agents and communicate underwriting decisions to agents and insureds

Preferred Qualifications

Residing in or near Charlotte, NC

Benefits

• Medical, Dental, and Vision Coverage : Available to you and your dependents. Coverage begins the first of the month after start date
• 401(k) with the first 3% matched at 100% : the next 6% is matched at 50%
• Paid Time Off : Paid vacation, sick days, paid holidays, & bereavement days
• Career Development : Including college partnership discounts and industry designation(s) reimbursements
• Additional benefits include company-paid basic life insurance; short & long-term disability insurance; employee stock purchase plan; and employee assistance program (EAP)
• This role may also be eligible to participate in a discretionary annual incentive program