Remote Principal Predictive Analytics Consultant

Summary

Join our team as a Principal Predictive Analytics Consultant and lead the design and delivery of critical solutions like Automated Underwriting, Risk Scoring, and Portfolio Monitoring. Utilize advanced data science tools and techniques to provide analytics services that optimize decision engines and improve lending operations.

Requirements

• Bachelor’s or Master’s degree in Statistics, Data Science, Analytics, Mathematics, Economics, Finance, or a related field is preferred
• 5+ years of experience building and validating predictive credit risk models, preferably in the financial services or lending industry
• Strong background in credit risk and credit underwriting processes for consumer loans focused on Auto Lending, Personal Loans, and Credit Cards
• Proven experience with model development, implementation, testing, validation, and monitoring

Responsibilities

• Take ownership of managing large, complex datasets from multiple sources, ensuring they are accurate, clean, and organized for analysis
• Implement advanced data transformation techniques (e.g., feature engineering, aggregation, normalization) to optimize data for specific machine learning, optimization and statistical models
• Work on various types of predictive models, including classification, regression, and clustering, using algorithms like decision trees, random forests, or neural networks
• Contribute to the fine-tuning of models by optimizing hyperparameters and evaluating performance using cross-validation, ensuring that models meet business and technical requirements
• Develop end-to-end analytical solutions, from data collection to model deployment, ensuring that the solutions meet the client's business objectives, such as improving lending strategies or underwriting decisions
• Present complex analytical findings in a clear and actionable format to internal stakeholders and external clients helping them interpret the results of predictive models and make informed decisions based on data insights
• Proactively identify project risks and work closely with team members to mitigate them, ensuring that the final deliverables are of the highest quality, meet or exceed client expectations, and are delivered within the defined timelines

Benefits

• Insurance coverage (medical, dental, vision, life, and disability)
• Flexible paid time off
• Paid holidays
• 401(k) plan with company match
• Remote work