Risk Analyst II

Summary

Join Pathward, a hybrid, remote-office financial empowerment company dedicated to creating financial inclusion. Work cross-functionally to support the development and oversight of the organization's Third-Party Risk Management Program. Design and manage the implementation of risk management processes, including complex risk assessments. Assist in program oversight, ensuring compliance and facilitating risk assessments. Develop and enhance policies and procedures, monitor and review risk reports, and perform problem management. Act as a subject matter expert in Merchant Acquiring Risk oversight. Pathward offers a competitive salary, performance-based incentives, and a comprehensive benefits package.

Requirements

• Bachelor's degree or equivalent education and work experience
• Typically, 3+ years with bachelor's or equivalent
• 2+ years’ experience in commercial credit analysis, preferably in banking, financial services or merchant acquiring
• Attention to detail
• Knowledge of Merchant Acquiring payment services
• The ability to manage multiple, competing priorities
• Strong written and verbal communication skills

Responsibilities

• Design and manage the implementation of risk management process for the organization including complex risk assessments involving analyzing risks associated with Third Parties and identifying, describing, and estimating the risks affecting the business and corporate initiatives
• Assist in the oversight of the Third-Party Risk management program. Ensure compliance to the risk management policies and facilitate ongoing independent risk assessments as needed
• Complete variance trend analysis and provides support and justification
• Assist in the development and enhancement of the Third-Party Risk management policies and procedures as required
• Monitor, review, and develop risk reports in an appropriate way for different audiences
• Perform problem management, resolution, escalation of issues as necessary
• Act as a subject matter expert in Merchant Acquiring Risk oversight
• Perform initial and periodic risk assessments of Third Parties
• Other duties as assigned

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Annual performance-based incentive opportunity