Risk Partner Manager, Issuing & Capital

Summary

Join Stripe's Risk Partnerships team as a key contributor to building and maintaining relationships with partner banks. Collaborate with banking partners across North America, Europe, and APAC to develop and deliver solutions for Stripe's Banking-as-a-Service (BaaS) product suite. Lead risk-focused initiatives, fostering new business opportunities and innovating on shared risk methodologies. Oversee partner relationships, manage projects, and deliver business recommendations to inform risk posture. Work closely with internal and external stakeholders to set objectives and drive execution. This role requires strong risk management expertise, particularly in card issuing programs and credit/lending products.

Requirements

• 12+ years experience in risk-related role at a bank or fintech with experience of card issuing programmes and credit/lending products
• A deep knowledge of risk and compliance topics for related products
• A deep understanding of Card Network requirements relating to card Issuing programs
• Ability to represent Stripe on risk, compliance, and product issues with banking partners to maintain positive relationships
• Strong organizational, planning, and communication skills (written and verbal) to drive understanding, collaboration, and issue resolution
• Curiosity and a partnership mindset focused on improving processes and scaling solutions
• First-hand experience in risk management at a bank or fintech
• Strong stakeholder management skills, including navigating difficult situations, negotiating timelines, and influencing stakeholders across organizations and borders
• Self-motivated and proactive, with the ability to thrive in uncertain and ambiguous environments

Responsibilities

• Lead risk-focused initiatives in collaboration with global financial partners (banks, networks, payment methods) to
• Foster new business opportunities and user verticals
• Innovate on shared risk methodologies
• Establish and maintain compliance with agreed risk appetites
• Oversee and maintain the health of relationships with key risk counterparts at partner banks
• Develop and manage projects and initiatives that support strong partner relationships regarding risk
• Deliver business and policy recommendations that inform our risk posture
• Act as a representative and negotiator of our risk approach to banking partners
• Enhance existing and develop new partner-facing risk management capabilities
• Lead risk-related partnership and product discussions with banking partners to align on risk approaches and strategies
• Identify and pursue business opportunities by creating innovative risk-aware solutions that expand our product and user base through banking partnerships

Preferred Qualifications

• Experience of financial crime programmes including; KYC/B, AML, Sanctions and Terrorist Financing, with a practical knowledge of the Bank Secrecy Act and Anti-Money Laundering regulations
• A deep understanding of Consumer and SMB credit products including loans, merchant cash advance and card issuing programmes
• Strong understanding of the complex risks and compliance requirements for managing credit, lending and card (debit, prepaid, charge and credit) issuing products
• Market experience across North America with an understanding of how current and future regulations will impact Stripe and it’s banking partners
• Experience of leveraging technology to support the development and embedment of scalable risk and operational processes