SBA Loan Underwriter

Summary

Join Celtic Bank, a top-five SBA lender, where your hard work is recognized and you'll gain valuable commercial credit knowledge. As an Underwriter, you will conduct in-depth financial analysis, present recommendations to the Loan Committee, collaborate with customers and colleagues, and maintain superior customer service. Celtic Bank offers hands-on training, mentorship opportunities, and a supportive team environment. Enjoy a business casual atmosphere and a robust wellness program. This is an opportunity to grow your career and make a real impact.

Requirements

• Must have minimum of three to five years of underwriting experience in SBA lending or a related field
• Strong oral and written communication skills in a commercial bank environment
• Demonstrated effective customer service skills
• Effective business writing and professional communication
• Strong working knowledge of Microsoft Word and Excel

Responsibilities

• Conduct in-depth analysis of financial information to assist the bank in the loan decisioning process
• Present analysis and recommendation to Loan Committee for a final decision
• Collaborate with customers, Business Development Officers, and third-party providers to gather all necessary information to present an accurate and complete picture of the loan request
• Maintain superior level of customer service with customers, bank employees and department members

Preferred Qualifications

• Bachelor’s degree in Accounting, Finance and/or equivalent experience preferred
• Prefer strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis
• Advanced working knowledge of accounting principles, tax return analysis and analytical interpretation of balance sheet and income statement analysis and cash flow

Benefits

• Medical, dental, vision
• 401(k) with employer match
• Life and long-term disability coverage
• HSA and FSA plans
• Holidays and paid time off requests
• Robust wellness program (we’re talking catered meals three times a weeks, lunch and learns, and onsite gym.)