Senior Compliance Analyst

Summary

Join Earnest, a company dedicated to making higher education accessible and affordable, as a Senior Compliance Analyst. Reporting to the Sr. Compliance Manager, you will play a key role in ensuring compliance with regulations like TILA, CAN-SPAM, UDAAP, and CFPB guidelines. Responsibilities include reviewing and approving marketing materials, partnering with cross-functional teams, enhancing internal compliance frameworks, and leading risk assessments. The ideal candidate possesses 3-4+ years of experience in regulatory compliance within the consumer lending industry, a strong understanding of consumer lending laws, and excellent communication skills. This role is based in the United States and offers a competitive salary and benefits package.

Requirements

• 3–4+ years of experience in regulatory compliance, audit, or operational risk & controls within the consumer lending industry, with in-depth knowledge of consumer lending laws and regulations
• Proven ability to interpret and apply complex regulatory requirements to business operations
• Excellent written and verbal communication skills
• Self-motivated and capable of managing multiple priorities in a remote work environment
• Ability to work under pressure and tight deadlines to ensure project completion

Responsibilities

• Review and approve marketing materials across channels (email, web, social, print, video), ensuring compliance with regulations like TILA, CAN-SPAM, UDAAP, and CFPB guidelines
• Partner cross-functionally with Marketing, Legal, and external teams to provide timely, actionable compliance guidance throughout content development
• Enhance internal compliance frameworks by contributing to policies, procedures, and training materials aligned with regulatory best practices
• Lead risk assessments and compliance initiatives to identify issues, mitigate exposure, and improve marketing review workflows

Preferred Qualifications

• Certifications in regulatory compliance, audit, or risk management disciplines are encouraged but not required
• Prior experience working as a federal or state consumer financial regulator is a plus
• 1-2 years of experience conducting compliance testing routines & supporting consumer financial services & products

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave