Senior Consultant

Summary

Join our growing team as a Payments Transformation Senior Consultant! This hands-on role requires deep knowledge of payment systems (ACH, SWIFT, real-time payments). You will partner with clients, assessing their needs, designing solutions, and leading transformational projects. This client-facing advisory role demands exceptional communication, problem-solving, and project management skills. You will work within the Banking and Payments domain at Capco, a firm focused on developing talent and delivering innovative solutions. We partner with various banks, offering support and guidance to help them compete in a rapidly modernizing industry. This is an opportunity to make a difference and contribute to a highly successful company.

Requirements

• Bachelor’s degree or similar equivalent work experience
• 4+ years Banking domain experience in the payments field as a business analyst, project manager or similar role
• 4+ years working with payment networks, including ACH, SWIFT, SEPA, and real-time payment systems
• 4+ years project management experience managing workstreams and associated resources and delivering on tight timelines

Responsibilities

• Act as an advisor to clients, understanding their business strategies, operational challenges, and payment processing objectives
• Participate in providing strategic recommendations for optimizing payment operations, leveraging systems like SWIFT, ACH, SEPA, and emerging real-time payment networks
• Align payment solutions with clients’ long-term goals, ensuring scalability, efficiency, and compliance with industry regulations
• Facilitate workshops and stakeholder alignment sessions to gather requirements and drive consensus on project priorities
• Participate in the integration of payment platforms with client systems, including ACH, SWIFT, ISO 20022, and custom APIs
• Ensure all configurations meet compliance standards, including NACHA, SWIFT security, PCI-DSS, and regional regulations
• Assess and redesign payment workflows to optimize efficiency and reduce operational costs
• Assist in guiding clients through change management initiatives, ensuring smooth adoption of new payment processes and technologies including providing training and knowledge transfer to empower clients’ teams post-implementation
• Develop and execute testing strategies for end-to-end validation of system functionality and payment accuracy
• Identify and mitigate risks related to payment system integration, including fraud prevention and security vulnerabilities

Preferred Qualifications

• Prior experience in a management consulting environment (Big 4 or similar) with strong consulting mindset, including strategic problem-solving, data-guided decisioning, and executive-level presentation skills
• Deep technical knowledge of payment platforms, financial messaging standards (ISO 20022, NACHA, MT/MX), and API integrations
• Experience with SaaS or cloud-based payment platforms
• Familiarity with Agile and Waterfall project management methodologies
• Certifications in payment systems, such as Accredited ACH Professional (AAP) or SWIFT Certified Specialist, are a plus

Benefits

• Medical, dental and vision insurance
• A 401(k) plan
• Tuition reimbursement