Senior Credit Manager

Summary

Join Splash Financial as a Senior Credit Manager and become a key driver of the company's credit performance. You will be responsible for significant growth in the coming years, reporting directly to the VP, Credit. This role involves close collaboration with senior leaders in Credit and Operations, frequent interaction with the executive team, and opportunities to take ownership of credit strategies and team management. Splash offers a remote-first work environment with competitive salaries, comprehensive benefits, and opportunities for professional growth. The ideal candidate will possess strong quantitative and analytical skills, experience in fintech or lending, and a collaborative work style.

Requirements

• Highly quantitative - naturally curious and knows how to handle an abundance of data
• Highly creative - has the ability to think outside the box and challenge the status quo
• 3-5 years of direct experience in data queries and analysis using SQL and Python is REQUIRED
• 3-5 years of direct experience in fintech or lending business; particularly in managing credit risk is REQUIRED
• Open minded, collaborative, proactive and articulate – able to work with cross-functional partners and executive stakeholders and effectively communicate findings and proposals
• Hold a bachelor's degree in quantitative fields

Responsibilities

• Own and improve the process to monitor credit trends
• Identify risks and opportunities to ensure we hit or beat our credit expectations through robust quantitative analyses, while still supporting our growth plan
• Present proposals to the Credit Committee, as well as our lending partners
• Utilize extensive knowledge of credit trends to evaluate credit risk, perform appropriate due diligence, and develop models with recommended solutions so business moves in the right direction

Preferred Qualifications

• Experience in building machine learning models using python is a big PLUS
• Master’s degree preferred

Benefits

• Fully remote work freedom
• Competitive salary packages
• Flexible PTO + 9 company holidays
• Equity: Share in our start-up success
• Comprehensive and affordable insurance benefits
• Paid parental leave for both caregivers
• Essential equipment to get the job done
• 401(k) for your future savings
• Quarterly meet-ups: In person & virtual fun
• Awesome Splash swag to flaunt your team spirit