Senior Internal Control & Operational Risk Analyst

Summary

Join RecargaPay and make a difference in the lives of millions of Brazilians by building accessible and innovative financial solutions. We are looking for a Risk Management professional to lead the risk management process, develop and execute control testing plans, and act as a technical reference for the internal team. You will validate and monitor action plans for risk mitigation, lead internal improvement projects, manage the operational loss database, and draft and review policies related to Risk Management and Internal Controls. The ideal candidate will have a Bachelor’s degree in a relevant field, proven experience in Internal Controls and Operational Risk within Financial Institutions, and strong knowledge of Brazilian Central Bank regulations. RecargaPay offers a dynamic work environment and a comprehensive benefits package.

Requirements

• Bachelor’s degree in Business Administration, Accounting, Law, Engineering, Technology, or related fields
• Proven experience in Internal Controls and Operational Risk within Financial Institutions and/or Payment Institutions (Fintechs) regulated by the Central Bank of Brazil
• Strong knowledge of regulations issued by the Central Bank of Brazil and laws applicable to Financial Institutions and Payment Institutions
• Ability to work in a dynamic environment
• Analytical profile with technical leadership skills
• Strong synthesis and objectivity in problem-solving and communication
• Solid communication skills, both verbal and written
• Advanced knowledge of Microsoft Office, especially Excel and PowerPoint

Responsibilities

• Lead the risk management process within the Second Line of Defense, mapping the risks inherent to processes and products and classifying them according to their criticality
• Develop and execute control testing plans for prioritized processes and products
• Act as a technical reference for the internal team and other departments across the company, serving as a consultant on risk management and internal controls topics in all workstreams
• Validate and monitor action plans for the remediation or mitigation of operational and financial risks
• Lead the structuring and implementation of internal improvement projects within the area
• Manage the operational loss database
• Draft and review policies, internal regulations, and manuals related to Risk Management and Internal Controls
• Prepare regulatory reports
• Support internal and external audits, as well as regulatory bodies
• Promote awareness of risk management and internal controls across the company

Preferred Qualifications

Experience with databases and query-based data retrieval will be considered a plus

Benefits

• Health and dental insurance with no co-pay
• Life insurance
• Flexible Meal Benefit – Flash card
• TotalPass (wellness and fitness program)
• Home office allowance – monthly deposit via the RecargaPay app for personal use
• Incentive through education and language learning platforms
• Work from anywhere – your office is wherever you are