Summary
Join Octaneยฎ, a company revolutionizing recreational purchases, as a Senior Risk Analyst. You will develop collections strategies for multiple products, utilizing data analytics to identify loss drivers and improve processes. Responsibilities include performing advanced data analytics, designing reports, developing business insights, and communicating proposals to senior management. The role requires a BS degree in a quantitative field, 3+ years of credit analysis experience, and proficiency in Python, SQL, and Excel. This hybrid or remote position offers a competitive salary ($100,000-$120,000), plus a bonus program, stock options, and comprehensive benefits.
Requirements
- A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
- Good overall understanding of consumer credit and lending
- Minimum 3 years of experience performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
- Exceptional hands-on experience in Python, SQL, and Excel
- Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
- Strong written and oral communication skills
Responsibilities
- Develop collections strategy for multiple products to optimize loss mitigation and revenue recovery while minimizing operational costs for the business
- Perform advanced data analytics to identify drivers of loss and deviations in estimation techniques and proactively identify improvement opportunities
- Design reports to track KPIs around operational execution, strategy performance, collector performance, and changes to the risk profile
- Develop business insights and communicate proposals to senior management
- Maintain quality control and validate that the risk processes are working as expected
- Work cross-functionally with servicing, data science, and products to produce better business outcomes
- Improve sophistication and technical implementation of current approaches
Benefits
- Robust Health Care Plans (Medical, Dental & Vision)
- Generous Parental Leave
- Flexible Time-Off (FTO)
- Retirement Plan (401k) with company match!
- Educational Assistance/Tuition Reimbursement up to $3K/year
- Life Insurance (Basic, Voluntary & AD&D)
- Short Term / Long Term Disability
- Robust Ancillary benefits including accident insurance, hospital insurance, etc
- Wellhub (Gympass) Wellness Benefit
- Powersports Safety Benefit
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