Senior Risk Analyst, Collections Strategy

Summary

Join Octane®, a revolutionary company in recreational purchases, as a Senior Risk Analyst. This role involves developing collection strategies, performing advanced data analytics to identify loss drivers, designing performance reports, and communicating findings to senior management. You will collaborate cross-functionally and leverage your expertise in Python, SQL, and Excel to optimize loss mitigation and revenue recovery. This hybrid/remote position offers a competitive salary and a comprehensive benefits package. The ideal candidate possesses a strong quantitative background, extensive experience in credit analysis, and excellent communication skills. Octane offers a dynamic work environment and opportunities for professional growth.

Requirements

• A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering
• Good overall understanding of consumer credit and lending
• Minimum 3 years of experience performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
• Exceptional hands-on experience in Python, SQL, and Excel
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
• Strong written and oral communication skills

Responsibilities

• Develop collections strategy for multiple products to optimize loss mitigation and revenue recovery while minimizing operational costs for the business
• Perform advanced data analytics to identify drivers of loss and deviations in estimation techniques and proactively identify improvement opportunities
• Design reports to track KPIs around operational execution, strategy performance, collector performance, and changes to the risk profile
• Develop business insights and communicate proposals to senior management
• Maintain quality control and validate that the risk processes are working as expected
• Work cross-functionally with servicing, data science, and products to produce better business outcomes
• Improve sophistication and technical implementation of current approaches

Preferred Qualifications

Advanced degree

Benefits

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Up to 5 weeks time off (self-managed)
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Powersports Safety Benefit
• Stock option package