Senior Product Manager

Summary

Join Gusto's Business Money team and help build the financial operating system for small businesses. As a Product Manager, you will own roadmap initiatives for Gusto's business money products, focusing on expense management, cash flow, and adjacent financial services. You will lead the development of small business and consumer-focused financial solutions, collaborating with cross-functional teams. Partnering with external vendors is crucial to deliver integrated experiences. Deeply understanding customer needs and using data to drive product development are key aspects of this role. Ultimately, you will own the business outcomes of your workstream, championing growth and making a real difference in the lives of business owners.

Requirements

• Has a bias toward action, comfort with ambiguity, and a strong sense of ownership
• Has 5+ years of product management experience in fintech or adjacent industries
• Thrives in scrappy, 0→1 and 1→10 environments and knows how to deliver impact with limited resources
• Understands the regulatory and operational complexity of financial products and can partner effectively with Risk, Legal, and Compliance teams

Responsibilities

• Own roadmap initiatives for Gusto’s business money products, broadly around expense management, cashflow, and many adjacent financial services-focused features
• Lead from the front and deliver small business and consumer-focused financial solutions that support core operational needs including: issuing cards, scanning receipts, categorizing expenses, tracking mileage, and offering capital when it’s needed most
• Get in the trenches with cross-functional teams spanning Product, Engineering, Design, Data, Risk, Compliance, Legal, and Ops to ship resilient, compliant, and delightful products
• Partner with external vendors (e.g., issuing banks, card processors, loan platforms, accounting infrastructure) to deliver reliable, integrated experience
• Deeply understand our customers, particularly how financial stress impacts small business owners, and use that empathy to craft effective product narratives
• Measure what matters — define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration
• At the end of the day - own the business outcomes of your workstream as a true owner and champion of growth

Preferred Qualifications

Brings hands-on expertise in expense management, card issuing, or small business lending — bonus for experience with ledgering, ACH/wire/RTP payments, or third-party vendor integrations

Benefits

• Health insurance
• 401(k)s
• Remote work, flexible hours